Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 15,531 reviews, last reviewed 12th Mar 2026
150700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and quick responses! Good and quick responses! Nice customer service. Reviewed on: 12th March 2026
AC's avatar
AC

Latest lowest rating:

2

Very good communication with the outcome Very good communication with the outcome Reviewed on: 27th February 2026
Blessing I's avatar
Blessing I

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (15531)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

A seamless process.

5
A seamless process. Well informed and updated, with no pressure. Reviewed on: 25th February 2026

Great service

5
Bamboos service quick and easy to follow steps to get my loan Reviewed on: 25th February 2026

Easy to apply, easy to manage online

5
Easy to apply, easy to manage online Reviewed on: 25th February 2026

Brilliant seamless transaction.

5
Brilliant seamless transaction. Quick process . Would highly recommend. Reviewed on: 25th February 2026

Getting a loan couldn’t be easier.

5
Applying for and getting a loan with Bamboo was really easy and at a time when I needed to quickly get a loan. I even got a top up when I needed it. The whole process was simple from start to finish and I had the money really quickly. I would definitely go to Bamboo as my first port of call if I ever need a loan in the future Reviewed on: 25th February 2026

Understanding, Helpful and Supportive

5
Bamboo have always been hugely supportive, even during COVID, they were keen to help when my then employer, suddenly reduced my working hours and wages.. Bamboo understood and worked with me to provide a financial resolution that gave me the space I needed, for which I will be eternally grateful Reviewed on: 25th February 2026

Very clear terms

5
Very clear T&C. All fees are also clear from the start Reviewed on: 25th February 2026

Lend and borrow

5
Like to help and understand, accept it Reviewed on: 25th February 2026

Never had any problems would recommend

4
Never had any problems would recommend Reviewed on: 25th February 2026

Very easy to use and great customer service

5
Very easy to use and great customer service Reviewed on: 25th February 2026