Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 15,441 reviews, last reviewed 4th Mar 2026
142200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Bamboo help Bamboo has given me a good loan with a good APR rate. Helped me imensivilly Reviewed on: 4th March 2026
Pri's avatar
Pri

Latest lowest rating:

2

Very good communication with the outcome Very good communication with the outcome Reviewed on: 27th February 2026
Blessing I's avatar
Blessing I

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (15441)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

This loan changed my life for the better.

5
This loan changed my life for the better, I was riddled with credit card debt which felt inescapable. Bamboo are the first provider to not only offer me a loan, but one at rates that aren't alarming. I used the debt to pay off the majority of my credit cars and then cancel them. I can now just focus ont he loan with better interest rates and no way of increasing my spend liek witht eh credit cards. This loan has transformed my life mentally, physichally and financially. All I can feel is better days ahead, my stress has dropped drastically. Reviewed on: 27th February 2026

Great so far.

5
Great so far. No issues and the little I’ve needed, I’ve gotten quickly Reviewed on: 27th February 2026

Really easy experience, no issues at all.

5
Really easy experience, no issues at all. Reviewed on: 27th February 2026

Easy to apply and get information up front

5
Easy to apply and get information up front Reviewed on: 27th February 2026

Always great service

5
Great always, convenient, and good services Reviewed on: 27th February 2026

Quick and easy.

5
Quick and easy. Excellent communication and application was straight forward, would highly recommend. Reviewed on: 27th February 2026

Loan Application

5
Quick and easy process. Online application simple to complete with fast response rate and funds credited really quickly. Communication has been clean and concisu Reviewed on: 27th February 2026

Excellent customer service

5
Its so easy to arrange, very quick with the answer and funds released. Step by step instructions, tx messages to remind you of payment date. Customer service is so friendly and you can pay off in full at anytime. I wouldn't go anywhere else Reviewed on: 27th February 2026

The interest rate charged is crazily high.

5
The interest rate charged is crazily high. I have been a good client in the past. You should recognise a loyal program. Reviewed on: 27th February 2026

Fantastic company, really helpful and friendly.

5
Fantastic company, really helpful and friendly. Setting up a loan was so easy. Would use again. Reviewed on: 27th February 2026