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Bamboo Loans: Personal loan reviews

4.82
Based on 16,792 reviews, last reviewed 10th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
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Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026
Susan H's avatar
Susan H

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Very easy and money arrived in my account quickly.

4
Very easy and money arrived in my account quickly. Process was straightforward and hassle free. The Apr was a bit high but it was expected as my credit score is low. Reviewed on: 1st April 2026

They helped me when I needed and they were always pr...

5
They helped me when I needed and they were always professional and explained everything clearly. Reviewed on: 1st April 2026

Bamboo loans are the best loans I’ve ever used

5
Bamboo loans are the best loans I’ve ever used Reviewed on: 1st April 2026

Bamboo have been great.

5
Bamboo have been great. They gave me a loan when others didnt Reviewed on: 1st April 2026

When a debit card needs renewing I think the custome...

4
When a debit card needs renewing I think the customer should get a email to make them aware so they don’t go in to arrears. Reviewed on: 1st April 2026

Good experience and service was very simplified, got...

5
Good experience and service was very simplified, got all requests accessed Reviewed on: 1st April 2026

A very quick and easy process, with affordable rates.

5
A very quick and easy process, with affordable rates. The customer service team are first class. Highly reccomend. Reviewed on: 1st April 2026

Really smooth from start to finish; from the moment...

5
Really smooth from start to finish; from the moment you begin the process right through to completion, everything is clear, direct, and easy to follow—without feeling overwhelming like with other providers. The application was straightforward, communication was consistent, and any questions were answered quickly and professionally. I felt fully informed at every stage, which gave me confidence in my decisions. The whole experience was efficient, stress-free, and far more transparent than I expected. Highly recommend for anyone looking for a simple and reliable loan process. Reviewed on: 31st March 2026

Highly recommend

5
Fast, clear, concise and supportive. Reviewed on: 31st March 2026

Great Lender!

5
Only found Bamboo this year and it has really helped me. I was in need on a loan for personal use and was skepitcal before using lender, I havent used before. However, the process was seamless and very easy to nativigate on the site - you can top up the loan, make early payments or pay off your loan and its really easy to do so. Money was paid very quickly and checks were done super fast. Deffo recommend! Reviewed on: 31st March 2026