Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.91
Based on 13,934 reviews, last reviewed 2nd Aug 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Fast access to money Great communication and quick access to money Reviewed on: 26th July 2025
Christiana's avatar
Christiana

Latest lowest rating:

1

You are ripping off vulnerable customers. You are ripping off customers with very high interest for example, i borrowed £5000 for 48 months and the total repayment is over £8000. Over £3000 in... Read more Reviewed on: 2nd August 2025
Solomon S's avatar
Solomon S

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (13934)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

There aren’t enough words to do the experience justice!

5
There aren’t enough words to do the experience justice! Reviewed on: 22nd April 2025

Quick and efficient

5
Was easy to use and work and payment was made early the next working day (I took out loan in the evening). Reviewed on: 22nd April 2025

It was a quick and easy process and I really appreci...

5
It was a quick and easy process and I really appreciate that Bamboo looks at more than the typical credit score. They took into account my current income, and my repayment track record for the recent years. Reviewed on: 22nd April 2025

Excellent,quick and easy .

5
Excellent,quick and easy .Absolutely wonderful experience with Bamboo. Reviewed on: 22nd April 2025

Excellent customer service, needed a fast loan for...

5
Excellent customer service, needed a fast loan for a wedding in Manchester. No hassle. Would recommend the service. Reviewed on: 22nd April 2025

Quick and easy to complete and great service

5
Quick and easy to complete and great service Reviewed on: 22nd April 2025

Exceptional service,

5
Exceptional service, pleasant staff , quick and easy service Reviewed on: 22nd April 2025

Simple application process, quick turnaround times a...

5
Simple application process, quick turnaround times and fast payment of loan. Reviewed on: 22nd April 2025

Helpful after an IVA

5
Very competitive rates for someone recovering from an IVA, easy application process Reviewed on: 22nd April 2025

Quick and easy - very efficient and very helpful!

5
Quick and easy - very efficient and very helpful! Reviewed on: 22nd April 2025