Best Stocks and shares ISAs

A Stocks and Shares ISA (Individual Savings Account) is a type of account where your money is invested in a variety of assets including bonds, shares and funds.

A Stocks and Shares ISA is a tax-efficient way to invest your money. You can put up to £20,000 a year into a Stocks and Shares ISA as part of the ISA allowance. Your money is then invested in a variety of investments offered by your provider. Profits and gains are protected from income tax, capital gains tax and other taxes that could apply to investments made outside of an ISA.

A Stocks and Shares ISA can be worthwhile if you're comfortable investing money, willing to accept the risks that come with investments and are happy to wait longer periods of time for better returns on your money.

Yes, you can have both a Stocks and Shares ISA and a Cash ISA. You can have as many ISAs as you like, provided your total contributions across all your ISAs don't exceed the £20,000 annual ISA allowance.