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Carmoola: Car finance reviews

4.86
Based on 1,072 reviews, last reviewed 16th Jun 2026
101700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

4

Easy application steps. Easy application steps. I would recommend to friends and families. Reviewed on: 16th June 2026
Robert A's avatar
Robert A

Latest lowest rating:

1

I initially found Carmoola to be excellent. I initially found Carmoola to be excellent. Setting up an account was quick, easy, and straightforward, and finding a car through the app was a smooth... Read more Reviewed on: 9th June 2026
Daniel oldfield's avatar
Daniel oldfield

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

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Carmoola Car finance reviews (1072)

Easiest financial transaction I have ever made.

5
Easiest financial transaction I have ever made. I love that it gave me a budget and the whole process was slick and hassle free. Reviewed on: 10th June 2026

The quickest and easy way to buy a car.

5
The quickest and easy way to buy a car.. download app get approved and bosh you are ready to buy a car. As far as customer service, they where there from the start making sure I understood everything before buying. Brilliant service all round. Reviewed on: 10th June 2026

Quick, Easy process, couldn't ask for anything more!

5
Quick, Easy process, couldn't ask for anything more! Reviewed on: 10th June 2026

Really easy to use and contact support, ability to m...

5
Really easy to use and contact support, ability to make extra payments very easy and quick, good app Reviewed on: 10th June 2026

Carmoola, flipping car buying on its roof

5
There are few experiences more draining than buying a used car the traditional way. You know the routine: walk into a showroom, get cornered by a salesman called Leeroi who couldn’t tell a Kia from a Caterham, and endure a lengthy discussion about optional alloy wheels while trying to establish whether the car is front-, rear- or four-wheel drive. Carmoola turns that entire process on its head. Imagine walking into a dealership with the confidence of a cash buyer. Before you’ve even crossed the forecourt, you already know exactly how much you can spend and precisely which car you’re interested in. No awkward negotiations. No uncertainty. No waiting around for finance approvals while someone disappears into a back office clutching a calculator and a coffee. That’s the beauty of Carmoola’s app-first approach. Finance approval happens before you start shopping, giving you a clear budget and putting you firmly in control of the buying experience. It’s quick, transparent and refreshingly free from the usual dealership theatre. What impressed me most, however, wasn’t the technology. It was the people behind it. When I needed help, I spoke to someone who genuinely knew what they were talking about. They answered my question honestly and directly. There was no sales script, no exaggerated storytelling, and no attempt to steer the conversation towards a sale. In an industry where the customer is often made to feel like a passenger, Carmoola hands back the keys. The process is straightforward, the app is easy to use, and the transparency gives you the confidence to focus on what really matters: finding the right car. And that, frankly, is how buying a car should work. Nicely done, Carmoola. Reviewed on: 10th June 2026

My experience with Carmoola has been excellent.

5
My experience with Carmoola has been excellent. The application process was quick and straightforward, the app is easy to use, and everything was transparent from start to finish. Managing my car finance has been hassle-free, and customer support has always been helpful when needed. Highly recommended. Reviewed on: 10th June 2026

My experience was excellent

5
My experience was excellent. The online application was quick, approval was prompt, and all loan terms were clearly explained with no hidden fees. The customer support team was professional and responsive throughout. Competitive rates and a smooth process make a car finance provider I would confidently recommend. Reviewed on: 10th June 2026

Highly recommend

5
Swift resolution, excellent customer service Reviewed on: 10th June 2026

Generally good, very female oriented so as a guy cal...

4
Generally good, very female oriented so as a guy calling up customer support and being greeted with “Hey Girly” was a bit weird! Reviewed on: 10th June 2026

Really easy to set up, with friendly and helpful cus...

5
Really easy to set up, with friendly and helpful customer service. In fact, the process was so quick and straightforward that I called to check whether I had missed something! The person I spoke to was lovely, explained everything clearly, and made the whole experience even easier. Reviewed on: 10th June 2026

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