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Cashfloat: Payday Loans reviews

Name: Payday Loans
Rating: 4.81 (476 reviews)

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4.81

Based on 476 reviews, last reviewed 12th Jun 2026

28500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Simple easy and fast I would highly recommend money... Simple easy and fast I would highly recommend money was paid into my account within minutes and the account is simple to use and show how much you can... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

I had a loan I paid it off early my circumstances di... I had a loan I paid it off early my circumstances did not change so I applied for another and was told no Reviewed on: 3rd June 2026

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About this product

Looking for Cashfloat payday loan reviews? At Smart Money People, we use the power of your reviews to help our community find the best product for them. If you've had a Cashfloat payday loan in the past, please leave a review to share your experience with others. If you're thinking of using Cashfloat, read our reviews below and see what real customers are saying about their payday loans.

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Cashfloat Payday Loans reviews (476)

Fast and efficient

So easy to use got my funds within 2 hours of applying Reviewed on: 19th July 2023

Reply from Cashfloat Hi Shabz, Thanks for your review. We're pleased the short term loan application process was straightforward and that the funds reached your account quickly. All the best, The Cashfloat Team. Response date: 2nd June 2026

Fast loan

A Very good experience, quick and easy loan application and money in bank without 30 minutes of application. Amazing service. ⭐️ Reviewed on: 19th July 2023

Reply from Cashfloat Hi Kristina, Thanks so much for sharing your experience, we really appreciate it! We're pleased to hear the short term loan application was quick and easy, and that the funds reached your account so promptly. It's wonderful to know everything went smoothly for you. All the best, The Cashfloat Team. Response date: 2nd June 2026

Cashfloat system

Amazing customer service , quick deposits Reviewed on: 17th July 2023

Reply from Cashfloat Hi Nikita, Thanks for your lovely feedback, we really appreciate it! We're pleased to hear the funds reached your account quickly and that you had a great experience with our customer service team. All the best, The Cashfloat Team. Response date: 2nd June 2026

Very easy

Great staff and so easy to apply and access Reviewed on: 16th July 2023

Reply from Cashfloat Hi Aisha, Thanks for your kind feedback, we really appreciate it! We're pleased to hear you found the short term loan application process easy and that our team looked after you well. All the best, The Cashfloat Team. Response date: 2nd June 2026

Simple process and friendly underwriters

The process was really easy and a quick call from a very helpful and friendly underwriter made it easy too. Would totally recommend Reviewed on: 14th July 2023

Reply from Cashfloat Hi Liz, Thanks so much for sharing your experience, we really appreciate it! We're pleased to hear the short term loan application process was straightforward and that the call was helpful and friendly. We'll make sure your kind words are passed on. Thank you for the recommendation. All the best, The Cashfloat Team. Response date: 2nd June 2026

Excellent

Easy to use, my application was accepted the next morning as I applied late in the evening. I was given a smaller loan due to my credit rating and was given ‘easy start’ to help make the payment. Great communication throughout the process. Reviewed on: 14th July 2023

Reply from Cashfloat Hi Carl, Thanks so much for sharing your experience, we really appreciate it! We're pleased to hear your bad credit loan application went smoothly and that the funds were with you the next morning. It's good to know that the Easy Start option was helpful for you. This feature is designed to make repayments more manageable by keeping the first and last payments lower, without any additional interest being charged. It's also great that you found the communication clear throughout the process. We always aim to keep our customers informed at every stage. All the best, The Cashfloat Team. Response date: 2nd June 2026

My heroes

Needed a payday loan and cashfloat came to the rescue, I don't have the best credit but I'm slowly building and I'm very grateful to cashfloat to heeding my call. Thank you Reviewed on: 14th July 2023

Reply from Cashfloat Hi Sadeeq, Thanks so much for sharing your experience, we really appreciate it! We're pleased we could help when you needed a payday loan, and it's wonderful to hear you're working on building your credit. That takes real commitment, and we wish you all the best on that journey. Thank you for putting your trust in Cashfloat. All the best, The Cashfloat Team. Response date: 2nd June 2026

Amazing Service

I want to thank Cashfloat for having the confidence to fund my £300 when all other lenders refused me due to my poor credit rating from my past. I cant thank you enough and wish you all the very best in all aspects of your lives. Thank You Reviewed on: 13th July 2023

Reply from Cashfloat Hi Johnofsyd, Thanks so much for sharing your experience, we really appreciate it! It's wonderful to hear such kind words from you. We understand how frustrating it can be to face repeated rejections, and we're pleased we could help when you needed a bad credit loan. Your well wishes mean a lot to the team. We hope everything goes well for you going forward. All the best, The Cashfloat Team. Response date: 2nd June 2026

Easy to access

Easy process and fast. Everything was done in 30 min. Reviewed on: 13th July 2023

Reply from Cashfloat Hi Bianca, Thank you for your review. We're pleased to hear the short term loan application was quick and straightforward for you. It's always good to know our customers find the process easy to navigate. All the best, The Cashfloat Team. Response date: 2nd June 2026

Jump through hoops to get a loan!

I had to jump through more hoops than ever to get this loan. First they ask you to provide access to your HMRC login so they can access proof of your pay and benefits, then they ask for bank statements as well as wage slips and proof of benefits. I repaid the loan back in 7 days and it still cost me £30 interest! If I'm desperate enough, I may consider loaning again, but the interest for a loan, admittedly on a poor credit score, is likely to get you more in debt than before. Reviewed on: 13th July 2023

Reply from Cashfloat Hi Angie, Thank you for taking the time to share your feedback. We appreciate your honesty about your experience. We understand the application process can feel like a lot of steps. The information we ask for is to help us carry out a thorough affordability assessment, which is something we take seriously to ensure any bad credit loan is manageable for the borrower. We appreciate your patience in completing the process. Regarding the cost, all interest and fees are clearly displayed before you accept the loan agreement, so you always have the opportunity to review the total amount repayable and decide whether it works for you. It's worth noting that payday loans and short term loans are designed for emergency or short term use, and we always encourage borrowers to consider whether this type of borrowing is right for their situation. We're pleased you were able to repay within 7 days, and with Cashfloat there are no penalties or extra charges for early repayment. We do value your feedback and will use it to keep improving the experience for our customers. All the best, The Cashfloat Team. Response date: 2nd June 2026

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