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Chip reviews

Chip logo
Rated Excellent • 4.94/5

Chip reviews

Verified business Last reviewed within 14 days
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  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 21,107 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Chip's Savings App is loved for its effortless saving, competitive interest rates, and user-friendly design that makes managing money a breeze. The app’s automation and clear communication help even the worst savers build up funds without stress. However, some find customer service slow and the app-only model limiting, with a few unhappy about withdrawal difficulties and loyalty rewards.

Positive themes

  • Chip Savings App makes saving effortless with smart automation and easy use.
  • Chip Savings App offers great interest rates that beat high street banks.
  • Chip Savings App has brilliant customer service that’s quick and helpful.

Negative themes

  • Chip’s customer service can be slow and hard to reach when needed.
  • Withdrawing money from Chip can be difficult and slow for some users.
  • Chip rewards new customers better than loyal savers which feels unfair.
Summarised by AI
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About Chip

Chip help customers with savings and investment accounts.

Chip isn’t a bank but is an award-winning fintech challenger that was founded in 2017. Chip started out offering auto savings but now have a range of products on offer.

With Chip, you can get easy access accounts, cash ISAs, instant access and prize savings accounts. On the investing side, Chip offer investment funds and stocks and shares ISAs.

Chip at a glance

Contact details

Email
[email protected]
Social media

Reviews for Chip

Showing 11 of 21107 company reviews • Last reviewed within 14 days

Great app, competitive rates.

Cash ISA • 13th March 2026

Am receiving 3.54% on my cash ISA which has been competitive this year, will be looking to switch to better rate in the next tax... Am receiving 3.54% on my cash ISA which has been competitive this year, will be looking to switch to better rate in the next tax year though. No complaints at all with Chip, the app is easy to use and money transfers are instantaneous. Read more Read less

{"display":"Francis Butterworth ","full_name":"Francis Butterworth ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
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Absolutely love it

Prize Savings Account • 9th March 2026

Absolutely love how easy it is to save with chip and that i can set it so I can save as much or as little as I want

{"display":"Claire W","full_name":"Claire W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    So so happy that I had Chip recommended by a colleague.

    I had Chip recommended by a colleague. I’m not at all money or IT savvy but I ‘bit the bullet’ and transferred all my spare... I had Chip recommended by a colleague. I’m not at all money or IT savvy but I ‘bit the bullet’ and transferred all my spare money from various pots into a Chip Cash ISA. Since then I’ve saved for my daughter’s wedding and made over £800 in interest. I’m blown away and wish I’d done this years ago. The transfer of money in and out is so easy and my interest isn’t penalised/frozen that month like another saver account I had elsewhere. I’m now feel encouraged to build my savings to pay my mortgage off a bit earlier. I just feel like I’m being more intentional about my money since saving with Chip. Thank you Read more Read less

    {"display":"Miriam P","full_name":"Miriam P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Miriam P 9th March 2026
  • 5/5

    Easy to use app.

    Easy to use app and weel informed emails

    {"display":"Andrew L","full_name":"Andrew L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    So convenient

    Easy to set up and a great way to save without having to think about it, completely automatic. It's also easy to withdraw if needed.

    {"display":"reservedfool","full_name":"reservedfool","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    So easy to set up an account and then use internet b...

    So easy to set up an account and then use internet banking to make deposits to and withdrawals from the account. A good rate of interest on savings too.

    {"display":"L M","full_name":"L M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    L M 1st March 2026
  • 5/5

    Just an all round great app and company.

    Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful.

    {"display":"Adam A","full_name":"Adam A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Adam A 27th February 2026
  • 5/5

    Good communication and easy navigation of website.

    Good communication and easy navigation of website.

    {"display":"Kan M","full_name":"Kan M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Kan M 26th February 2026
  • 5/5

    Savings doubled at. Chip

    I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win!

    {"display":"P R","full_name":"P R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1368353.png"}}'s avatar
    Prize Savings Account
    P R 25th February 2026
  • 5/5

    I feel I can trust Chip.

    I feel I can trust Chip as they provide a very professional service which does help to maximise my wealth..The App is easy and straightforward... I feel I can trust Chip as they provide a very professional service which does help to maximise my wealth..The App is easy and straightforward to use and it's easy to talk to someone if you have any queries. My product that I have with them is very competitive on the markets interest rates for my Isa. Keep up the excellent work Chip. Read more Read less

    {"display":"Rob","full_name":"Rob","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Rob 25th February 2026
  • 5/5

    Easy to use.

    Easy to use. I’ve never had a problem in making deposits or moving money.

    {"display":"Hillary D","full_name":"Hillary D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Easy access savings
    Hillary D 25th February 2026

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