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Chip reviews

Chip logo
Rated Excellent • 4.94/5

Chip reviews

Verified business Last reviewed within 7 days
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  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 21,128 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Chip's Savings App is loved for its effortless saving, competitive interest rates, and user-friendly design that makes managing money a breeze. The app’s automation and clear communication help even the worst savers build up funds without stress. However, some find customer service slow and the app-only model limiting, with a few unhappy about withdrawal difficulties and loyalty rewards.

Positive themes

  • Chip Savings App makes saving effortless with smart automation and easy use.
  • Chip Savings App offers great interest rates that beat high street banks.
  • Chip Savings App has brilliant customer service that’s quick and helpful.

Negative themes

  • Chip’s customer service can be slow and hard to reach when needed.
  • Withdrawing money from Chip can be difficult and slow for some users.
  • Chip rewards new customers better than loyal savers which feels unfair.
Summarised by AI
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About Chip

Chip help customers with savings and investment accounts.

Chip isn’t a bank but is an award-winning fintech challenger that was founded in 2017. Chip started out offering auto savings but now have a range of products on offer.

With Chip, you can get easy access accounts, cash ISAs, instant access and prize savings accounts. On the investing side, Chip offer investment funds and stocks and shares ISAs.

Chip at a glance

Contact details

Email
[email protected]
Social media

Reviews for Chip

Showing 11 of 21128 company reviews • Last reviewed within 7 days

an award winning team of pioneers

General Investment Account • 10th April 2026

I have been with Chip since the start, I love the diversity, my ability to save and more recently the investment opportunities. Most importantly I... I have been with Chip since the start, I love the diversity, my ability to save and more recently the investment opportunities. Most importantly I feel that I am part of Chip and that the management keep us updated and value us as customers and investors Read more Read less

{"display":"Alistair","full_name":"Alistair","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
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The best 'app-first' provider in the market

Savings App • 9th April 2026

Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team... Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsive, their comms are first class, and their product offering has improved and broadened a ot in the last 12 months. Read more Read less

{"display":"Bill O'Reilly","full_name":"Bill O'Reilly","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1454887.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    East to access with decent rate of return

    East to access with decent rate of return

    {"display":"John","full_name":"John","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    John 8th April 2026
  • 5/5

    Looking forward to international expansion

    Looking forward to have this kind of apps in other countries like Spain.

    {"display":"Jose L","full_name":"Jose L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Jose L 7th April 2026
  • 5/5

    Great app for saving

    I have used chip and I would certainly recommend to be considered

    {"display":"Manoj R","full_name":"Manoj R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1087321.png"}}'s avatar
    Savings App
    Manoj R 7th April 2026
  • 5/5

    I love chip recent updates and upcoming AI investmen...

    I love chip recent updates and upcoming AI investment tool. Hope to see the Mortgage product soon

    {"display":"Michael ","full_name":"Michael ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Michael 7th April 2026
  • 5/5

    A great App with easy to understand language

    A great App with easy to understand language and very smooth movement around the various financial vehicles on offer.

    {"display":"Steven Tudor","full_name":"Steven Tudor","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Best savings app to meet a variety of savings goals.

    Chip has the best savings rates and is easy to use alongside my usual current account. The user experience is first class, and the service... Chip has the best savings rates and is easy to use alongside my usual current account. The user experience is first class, and the service provided is market leading and transparent. Chip also has a great variety of products to help me meeting my various savings goals. Read more Read less

    {"display":"Sam E","full_name":"Sam E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Sam E 7th April 2026
  • 5/5

    Great App!

    Easy to use app, great products, rates and customer engagement.

    {"display":"Kieron","full_name":"Kieron","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Kieron 7th April 2026
  • 5/5

    Chip has been a big part of my savings and investmen...

    Chip has been a big part of my savings and investment journey for 5 years now and it is a massive help with making sense... Chip has been a big part of my savings and investment journey for 5 years now and it is a massive help with making sense of what I can achieve. It takes away a lot of the admin around moving money to the right place Read more Read less

    {"display":"Dai Williams","full_name":"Dai Williams","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Perfect Experience

    It is an easy seamless experience

    {"display":"Mohanad Mabrouk","full_name":"Mohanad Mabrouk","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

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