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Chip reviews

Chip logo
Rated Excellent • 4.95/5

Chip reviews

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Verified business Last reviewed within 7 days
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  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 20,939 product reviews

Average score of 4.95/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Chip have trended positively over the past 90 days

Chip's Savings App is loved for its effortless saving, competitive interest rates, and user-friendly design that makes managing money a breeze. The app’s automation and clear communication help even the worst savers build up funds without stress. However, some find customer service slow and the app-only model limiting, with a few unhappy about withdrawal difficulties and loyalty rewards.

Positive themes

  • Chip Savings App makes saving effortless with smart automation and easy use.
  • Chip Savings App offers great interest rates that beat high street banks.
  • Chip Savings App has brilliant customer service that’s quick and helpful.

Negative themes

  • Chip’s customer service can be slow and hard to reach when needed.
  • Withdrawing money from Chip can be difficult and slow for some users.
  • Chip rewards new customers better than loyal savers which feels unfair.
Summarised by AI
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About Chip

Chip help customers with savings and investment accounts.

Chip isn’t a bank but is an award-winning fintech challenger that was founded in 2017. Chip started out offering auto savings but now have a range of products on offer.

With Chip, you can get easy access accounts, cash ISAs, instant access and prize savings accounts. On the investing side, Chip offer investment funds and stocks and shares ISAs.

Chip at a glance

Contact details

Email
[email protected]
Social media

Reviews for Chip

Showing 11 of 20939 company reviews • Last reviewed within 7 days

Easy to use, better intrest than most banks

Easy access savings • 13th February 2026

Easy to use, better intrest than most banks

{"display":"Piotr W","full_name":"Piotr W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Fab banking app!

Easy access savings • 13th February 2026

Easy to use app with great customer service

{"display":"Lynsey O","full_name":"Lynsey O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 4/5

    I was attracted to them by their very competitive in...

    I was attracted to them by their very competitive interest rates, though transferring my money from my old Cash ISA with another provider into my... I was attracted to them by their very competitive interest rates, though transferring my money from my old Cash ISA with another provider into my new Chip account proved a little more challenging than I anticipated, but once we overcame that it's been plain sailing. Read more Read less

    {"display":"Ian P","full_name":"Ian P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Ian P 13th February 2026
  • 5/5

    Easy to use and great returns.

    Easy to use and great returns. Makes me feel like a share holder and not an account holder

    {"display":"Barry Sutton","full_name":"Barry Sutton","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Barry Sutton 13th February 2026
  • 5/5

    Easy & quick transfers, good rates, easy to use app

    Easy & quick transfers, good rates, easy to use app

    {"display":"Ross T","full_name":"Ross T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Ross T 13th February 2026
  • 5/5

    Chip app makes it easy to keep track of my savings a...

    Chip app makes it easy to keep track of my savings and add to them when I can. Highly recommend to all my friends

    {"display":"Rachael Jarrett","full_name":"Rachael Jarrett","avatar":{"url":"\/assets\/uploads\/avatars\/users\/582113.png"}}'s avatar
    Cash ISA
    Rachael Jarrett 13th February 2026
  • 5/5

    Easy to use and invest

    Really easy to invest or withdraw and nice easy platform to use

    {"display":"Charlotte","full_name":"Charlotte","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    I love how quick you can move money in and...

    I love how quick you can move money in and out

    {"display":"Asad H","full_name":"Asad H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Prize Savings Account
    Asad H 13th February 2026
  • 5/5

    Fab app lots of great products and feautures to help...

    Fab app lots of great products and feautures to help you save

    {"display":"Natalie P","full_name":"Natalie P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings App
    Natalie P 13th February 2026
  • 5/5

    Easy to use the app and set up accounts, Very simpl...

    Easy to use the app and set up accounts, Very simple to complete transfers from other iSAs too. Accessible information on your savings at all times.

    {"display":"Jennifer K","full_name":"Jennifer K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Jennifer K 13th February 2026
  • 5/5

    Prize savings account

    This is a fun alternative to traditional savings — good for people who enjoy a chance to win and want tax-free potential rewards. But because... This is a fun alternative to traditional savings — good for people who enjoy a chance to win and want tax-free potential rewards. But because there’s no guaranteed return, it shouldn’t replace a core savings strategy if you want steady interest Read more Read less

    {"display":"Matteo","full_name":"Matteo","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Prize Savings Account
    Matteo 13th February 2026

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