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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip has been brilliant from the start.

4
Chip has been brilliant from the start. I was recommended by my dad and I have recommended my friends and my brother to put money into it. Service has been brilliant and so has your interest in your ISA. Reviewed on: 24th March 2025

Nice introduction rates

4
Easy transparent, rates not best as intro offer runs out Reviewed on: 24th March 2025

Great - easy to use and good customer service

5
Great - easy to use and good customer service Reviewed on: 24th March 2025

Easy to setup, good interest rates, quick access to...

5
Easy to setup, good interest rates, quick access to savings, clear tracking of savings over time and fast, helpful customer service. Reviewed on: 24th March 2025

Easy to use, higher interest rate than previous bank

5
Easy to use, higher interest rate than previous bank Reviewed on: 24th March 2025

Great app to save the pennies

5
I have managed to save enough money with chip to extend my mat leave, i love using it and see how much i saved every months. Reviewed on: 24th March 2025

Helped me save for my first house!

5
I used the Chip X subscription to automatically save money every month, and this has led to me having enough money to buy my first property! Very easy to use app and very easy UX. Thanks Chip! Reviewed on: 24th March 2025

So easy to save and move money!

5
So easy to save and move money. With very good interest, it helped me double up my money. Very helpful. Reviewed on: 24th March 2025

Efficient

4
Quick and easy way of banking. Gives good interest rates too Reviewed on: 24th March 2025

Saving struggles

5
I have always struggled to save but have managed with Chip. I like the prompts and communication and the fact I am entered into a draw, more times the more I save. Reviewed on: 24th March 2025

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