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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant App!

5
Great company with a brilliant idea. As savings are taken out of my account little by little each month I hardly miss them, then all of a sudden I have a good level of savings deposited with Chip each month! Reviewed on: 15th March 2021

Best Savings app.

5
Easy to set up and easy to save. Reviewed on: 15th March 2021

Fantastic savings app

5
I never have to worry about transferring money to savings as this app does it all for me. If i need to access my money i can transfer it back to my bank account at the click of a button. So simple to use. Brilliant.. Thank you Chip Team Reviewed on: 15th March 2021

Easy-peasy banking

5
Extremely easy to set up, as the app practically does it for you (obvs you have to input the necessary details). I have been using the app for well over a year now, and its incredible how the little savings that Chip takes from your chosen account can add up to big money! I like the additional features, such as biometric login, and at a glance savings over the weeks/months/years. When I changed phones, I couldn't seem to get my bank to connect but the customer services were excellent and had it fixed in a few hours. The newly upgraded layout of the app is very clear and easy to access the feature you need. The only problem is convincing my friends that it really is that easy.... Reviewed on: 15th March 2021

The Best and easiest way to save money

5
Chip is one of the best and most precious apps I have on my phone. It makes my life so easy by saving some cash automatically for me for rainy days and we personally had quite a lot of those in the past 2 years! Thank you Chip. Aneta Reviewed on: 15th March 2021

Great way to save money!

5
Really is an effortless way to save, I can’t believe how much I’ve managed to save since signing up The app is easy to use and the live chat is easy and efficient too Reviewed on: 15th March 2021

Life changing app

5
Chip takes the thinking out of saving! Reviewed on: 15th March 2021

Save without trying

5
Saved £1000 without noticing. they keep you informed of improvments and new things coming Reviewed on: 15th March 2021

Fab & easy peasy savings

5
Chip have been help me save a little here and there for the last year. Without a steady income and without even noticing I’ve already put away almost £1000. It’s so easy and simple to use. I’ve effortlessly saved more than I’ve ever saved before. It’s just fab. Reviewed on: 15th March 2021

Super

5
Super savings option with an excellent app to support it Reviewed on: 14th March 2021

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