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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easy way to save

4
Easy to use and fun. Innovative app. Reviewed on: 14th March 2021

Great idea & easy to use

5
I found saving easy and painless using chip. It's nice to see how small a bit of small change can add up. I recommended the app to my son and he has been using it for months now. It's nice to find an app that is so easy to use that I dont even need to ask my son for help with. Reviewed on: 14th March 2021

Amazing!!!

5
Chip is amazing. I’ve saved up over £500 in 6 months and haven’t even noticed it’ll the money being taken. It’s also so easy to set up and use. I love it. Reviewed on: 14th March 2021

Fantastic way to save

5
I love the app. And I don’t even miss the money. It’s fantastic. Reviewed on: 14th March 2021

Happily CHIPping away...

5
An easy way to save without noticing, cheery gifs congratulate every save... no brainer everyone should have a chip account Reviewed on: 14th March 2021

Very good

5
Easy to use and a fantastic and hassle free way to save. Reviewed on: 14th March 2021

Best savings rate out there atm!

5
Best savings rate out there, easy to set up and use! Money takes a while to come into your account when you withdraw it but I see it as a plus because it prevents me to quickly spend it! Reviewed on: 14th March 2021

piggy bank with interest

4
great product you can save some serious cash without really realising you are doing it, what a bonus Reviewed on: 14th March 2021

Secure, Simple, easy app. Quality service and staff

5
Simple everyday savings you dont even miss from your account. Its like having a saving fairy who knows you want a little something put by but forget to save it. Perfect solution. Reviewed on: 14th March 2021

Just What I Needed

4
I've always struggled with saving, putting too much away on payday, or spending my leftovers on treats at the end of the month. Chip's automated approach means I can balance my regular lifestyle AND maximise weekly savings without stress. Reviewed on: 14th March 2021

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