Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Easy to use app and always have people on hand if yo...

5
Easy to use app and always have people on hand if you need them. Oh yeah and excellent rates as well. Reviewed on: 20th March 2025

amazing service !!

5
always get fast and genuine responses from customer service - always get notified about new and good opportunities to help my future investments. Reviewed on: 20th March 2025

Golden Chip.

5
Easy to use, even for a pensioner like me. Good savings rates and they keep me well informed about financial matters. Top company! Reviewed on: 20th March 2025

Great application for savers and investors.

5
Very proffesional staff answering all concerns Easy to use app. Trustable. With a lot of options to save money. Reviewed on: 20th March 2025

Easy to use and competitive rates

5
Chip was very easy to set up and is easy to use for transferring money. The interest rates offered are also competitive Reviewed on: 20th March 2025

Great app for people like me with little or no exper...

5
Great app for people like me with little or no experience in savings & investment Reviewed on: 20th March 2025

Saved with Chip when the rate was market leading

4
Saved with Chip when the rate was market leading Reviewed on: 20th March 2025

I've been saving withchip for a while now and I gott...

5
I've been saving withchip for a while now and I gotta say I damn love them, Im able to save more and get interest too Reviewed on: 20th March 2025

Money movement is immediate

5
Really easy to access app. Money movement is immediate Reviewed on: 20th March 2025

Easy banking with chio

4
I like the way they automatically take money from my main bank account then add it to my chip savings account saves me remembering to to do it myself, and it’s quick and simple to transfer money back to my main bank account if I need to Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products