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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fast, flexible and top investment opportunities

5
Excellent interest rates, investment options and quick flexible deposit and withdrawal times. Reviewed on: 20th March 2025

Multipurpose platform that's easy to use

5
Easy to navigate the platform with a range of methods to help you save and invest. Great returns and low fees. Helped me to accumulate savings like never before. Reviewed on: 20th March 2025

Easy to use, super fast transfer of funds when requi...

5
Easy to use, super fast transfer of funds when required, some of the most competitive rates, what's not to like? Reviewed on: 20th March 2025

Excellent, easy to use app that makes regular saving...

5
Excellent, easy to use app that makes regular savings simple. Their investment options are great and the whole app simple to see where I'm making money. Top work! Reviewed on: 20th March 2025

A Brilliant App

5
I have been with Chip for several years now. It is a brilliant App and savings platform. I use the automatic saving facility and it is amazing how quickly it builds up .. while hardly noticing! I always recommend Chip whenever I can. Reviewed on: 20th March 2025

Easy access on the app to access your money

5
Easy access on the app to access your money Reviewed on: 20th March 2025

Savings rates that are market-leading, providing the...

4
Savings rates that are market-leading, providing the opportunity for good gains and emergency fund at the same time. The AI-saving element is also great for encouraging additional savings. Reviewed on: 20th March 2025

Easy intuitive app, excellent products and top service!

5
Easy intuitive app, excellent products and top service! I've recommended Chip to my friends and family as a quick and easy way to save Reviewed on: 20th March 2025

Great app and competitive rates

5
Marked neutral for customer service as I have not needed to engage your advisors. To date though, I am more than happy with the transparency of product and competing not making leading rates on savings Reviewed on: 20th March 2025

Great rates and easy to use app.

5
Great rates and easy to use app. Able to transfer other ISAs to my account Reviewed on: 20th March 2025

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