Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Easy to use

5
I have used chip since it started and love the ease of use and products that it holds Reviewed on: 20th March 2025

Wonderful!

5
I've been using Chip for two years and I've not only saved a lot of money, I've made a lot of money using their Stocks and Shares isa. The Chip app is wonderful, and I've even got my mum and my brother using it too. Reviewed on: 20th March 2025

I always recommend Chip!

5
I have been using Chip for about 2 years now and recommend it to all my friends and family, the auto save option is great and the app is super easy to use Reviewed on: 20th March 2025

Excellent service all round.

5
Excellent service all round. I'm very happy with Chip and helping me save and invest to make more money . Reviewed on: 20th March 2025

Excellent app, very configurable and you're in contr...

5
Excellent app, very configurable and you're in control of your money. Fast withdrawals and deposits Reviewed on: 20th March 2025

Great app, so easy to use.

5
Great app, so easy to use. Very secure Reviewed on: 20th March 2025

Great bank and app

5
The Chip app is by far the easiest and most straightforward app I use for banking. It's easy to transfer money in, withdraw funds, and see how much interest is pending each day. Really great at helping me keep track of and grow my savings. Reviewed on: 20th March 2025

makes me want to save more

5
I Love the app, it makes me want to save more when I see how much I make in interest so clearly Reviewed on: 20th March 2025

No spare cash available to save? Think again!

5
I was always overdrawn at the end of the month, so I didn't even think about savings... Then along came Chip! It's so clever the way it works out how much (or how little) you can regularly put away into savings. I don't even notice the automated amounts taken from my account, and the pennies soon mount up. I am always happily surprised when I check my Chip account and see that i have actually managed to save! The goals you can set yourself are a great motivator and makes saving actually enjoyable! Reviewed on: 20th March 2025

An easy to use App with great savings rates

5
An easy to use App with great savings rates Reviewed on: 20th March 2025

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review