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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Clear and easy to use - good rates

5
I find Chip very clear and easy to use Reviewed on: 20th March 2025
Satisfied customer's avatar
Satisfied customer

I’ve used Chip for years and it’s helped me save so...

5
I’ve used Chip for years and it’s helped me save so much more than I would have done. It’s incredibly easy to use and does what it sets out to do painlessly. Highly recommended app that my family and friends use too. Reviewed on: 20th March 2025
Mrsimnok's avatar
Mrsimnok

Great app, easy to use and great comms.

5
Great app, easy to use and great comms. Reviewed on: 20th March 2025
Tom Bonam's avatar
Tom Bonam

Chip banking

5
Very easy to save with and instant access to funds on withdrawal. App works seamlessly with the bank app Reviewed on: 20th March 2025
Nick C's avatar
Nick C

Great app!

5
Like the way the app tells you how much of your annual ISA allowance you have used. Reviewed on: 20th March 2025
Sally R's avatar
Sally R

Excellent interest rates on savings.

5
Excellent interest rates on savings. Good range of investment funds. Reviewed on: 20th March 2025
Rob Boulton's avatar
Rob Boulton

I've used Chip for about 6 years now and it's been t...

5
I've used Chip for about 6 years now and it's been transformational for both my regular cash savings, but also it lowered the mental barrier I previously had about investing in stocks and shares. The S+S ISA has been a great introduction to investing and I really like the flexibility to balance my portfolio to fit my goals. Reviewed on: 20th March 2025
Iain L's avatar
Iain L

The ease of use and transparency has been great from...

5
The ease of use and transparency has been great from day 1. The transactions in and out are instantaneous which provides me with a peace of mind if something crops ip Reviewed on: 20th March 2025
JD's avatar
JD

Fantastic support and interest rates

5
Fantastic support and interest rates Reviewed on: 20th March 2025
Ben's avatar
Ben

I had no idea you could actually make money without...

5
I had no idea you could actually make money without even noticing ! And that’s exactly what chip does for you. I registered with them almost since the beginning and i absolutely love it. wouldn’t even consider any other app. Reviewed on: 20th March 2025
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Roxana V

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