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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very easy to use app and great offers and rates

Very easy to use app and great offers and rates Reviewed on: 20th March 2025

Easy and safe for small investors

As a newbie to investing savings chip was an excellent and easy to use addition! My whole family use it now. Reviewed on: 20th March 2025

The app is really intuitive, making it easy to navig...

The app is really intuitive, making it easy to navigate and move money quickly. Reviewed on: 20th March 2025

I have used Chip for years and it has seen me throug...

I have used Chip for years and it has seen me through various savings plans including holidays, renovations, wedding and honeymoons. It is easy to use and helps me visualise my savings goals. Reviewed on: 20th March 2025

no reward for loyalty

I don’t like the fact that their business model means more attractive rates offered to newbies instead of rewarding those who have invested with Chip and not allowing them/us to take advantage of the ‘come on’ interest rates Reviewed on: 20th March 2025

Easy to use app, intuitive.

Easy to use app, intuitive. Really enjoy using the bank - helpful that it has isas and banking facilities Reviewed on: 20th March 2025

Clear and excellent service.

Clear and excellent service. Very good app and so easy to use. Information is always clear. Reviewed on: 20th March 2025

Always a good rate of interest and great service.

Always a good rate of interest and great service. Reviewed on: 20th March 2025

Great ease of use in making deposits or withdrawals.

Great ease of use in making deposits or withdrawals. Very competitive interest rate. Chip keeps you well informed. Reviewed on: 20th March 2025

Very good interest rates and easy to manage and move...

Very good interest rates and easy to manage and move money. Reviewed on: 20th March 2025

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