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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use, millennial friendly app.

Easy to use, millennial friendly app. Good rates. Happy customer. Reviewed on: 20th March 2025

Amazing Bank

Amazing experience this far and everything is easy to understand and easy to use app. Reviewed on: 20th March 2025

Very easy to use and transfer between my accounts.

Very easy to use and transfer between my accounts. Easy to speak to somone for help and payment of interest is timely. Reviewed on: 20th March 2025

I just find chip easy to use and access

I just find chip easy to use and access Reviewed on: 20th March 2025

As someone who started saving and investing only a f...

As someone who started saving and investing only a few years ago, Chip has been the perfect app for helping me make smart choices. It’s AI savings helps you gradually save over time and has empowered me to take charge of my finances. Reviewed on: 20th March 2025

Easy transfers and good rates.

Easy transfers and good rates. Also rates were changed quickly in a positive direction that beat the competion Reviewed on: 20th March 2025

New and happy customer

I created a chip account within the last 12 months, very user friendly, competitive rates. K have recommended to friends who have opened accounts and enjoy the bank as much as I do. Reviewed on: 20th March 2025

My savings target has been met quickly

My savings target has been met quicker than I expect Ed. So now I am considering other Chip accounts for savings. Reviewed on: 20th March 2025

Easy and paving the way

Really easy to use the platform. Excellent rates of return for minimal fees. Looking forwards to seeing what's next. Isa and savings accounts were a game changer when I first opened my accounts... I have no intention of closing them any time soon. Reviewed on: 20th March 2025

Love the app, been using for a couple years now.

Love the app, been using for a couple years now. Easy UI, high interest savings accounts and investing options. Reviewed on: 20th March 2025

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