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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app!

5
Easy to use, good rates, overall great experience Reviewed on: 26th March 2025

Easy system- User friendly

5
I find the service provided very helpful and smooth and easy processes to save or withdraw. Reviewed on: 26th March 2025

Chip App is easy to use

5
Chip App is easy to use and accessible. Love the monthly interest paid. Reviewed on: 26th March 2025

The service is good and transparent.

5
The service is good and transparent. Interest rate is attractive as well. The app is easy to use Reviewed on: 26th March 2025

I have had a good experience and have recommended to...

4
I have had a good experience and have recommended to family members Reviewed on: 26th March 2025

Chip has opened my eyes to savings/ having a savings...

5
Chip has opened my eyes to savings/ having a savings account and what my money can do for me. I enjoy topping up my savings every month and seeing my money grow and I think the option to invest is amazing for me. Reviewed on: 26th March 2025

Great rates, easy to use savings app

5
I find chip to be a really customer friendly and easy to use online savings app. Instant access and competitive interest rates, super easy to use! Reviewed on: 26th March 2025

The app is easy to use, the interest rates on saving...

5
The app is easy to use, the interest rates on savings are always good and there is an option to invest if that suits where you are at in life. Reviewed on: 26th March 2025

I am awful at saving.

5
I am awful at saving. Chip makes it very easy, as I don't miss the money that comes out of my account. If I don't miss it, I don't spend it wastefully. Reviewed on: 26th March 2025

Saving with Chip

5
Great app and lots of ideas regarding Financial management. Reviewed on: 26th March 2025

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