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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Had a very positive experience with Chip - easy to u...

Had a very positive experience with Chip - easy to use and great app Reviewed on: 25th March 2025

Easy to use, good interest rates, straight forward t...

Easy to use, good interest rates, straight forward to deposit and withdraw money Reviewed on: 25th March 2025

Excellent app

Easy to use and I never have problems with the app not working. Reviewed on: 25th March 2025

Very easy to use and navigate.

Very easy to use and navigate, instant money transfers and competitive rates. Reviewed on: 25th March 2025

Simple to use with good range of savings and investm...

Simple to use with good range of savings and investment options. Convenient to be able to move money between accounts on my phone and see balances and gains instantly. Reviewed on: 25th March 2025

Great experience

Simple app to use, competitive rates Reviewed on: 25th March 2025

Really has just worked as it should

Really has just worked as it should Reviewed on: 25th March 2025

Found the one

For a while I was looking at many different savings accounts using comparison websites. However when I was recommenced chip I never looked back. It is very user friendly and easy to use. It is easy to deposit and withdraw money. Reviewed on: 25th March 2025

Great option to save, instant access

The interest rate was very competitive initially, it has now dropped a bit, however the easy access to withdraw cash to a linked bank account is great for my needs, the ability to link a bank account and transfer in minutes is great! Reviewed on: 25th March 2025

a must have!

It’s been a great platform for me to save and grow my money Reviewed on: 25th March 2025

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