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Chip: Easy access savings reviews

4.96
Based on 574 reviews, last reviewed 17th Apr 2026
55100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Competitive interest rates and easy to deal with Competitive interest rates and easy to deal with Reviewed on: 17th April 2026
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Judy

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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Chip Easy access savings reviews (574)

My easy access account is just that, EASY

5
My easy access account is clear & let's me look at my savings, my interest as it accumulates not yearly or monthly. It is very easy to deposit & withdraw money. I can save easily with it & a Great interest rate. A Great company to have an account with. Can very highly recommend. Reviewed on: 12th February 2026

Chip - excellent!

5
Chip excel at all areas, including but not limited to; communication, transparency, easy to use banking app and savings rates. Reviewed on: 12th February 2026

Great service keep you fully informed all times rega...

5
Great service keep you fully informed all times regards to anything happening in their organisation Reviewed on: 12th February 2026

Chip has the best interest rate out there and their...

5
Chip has the best interest rate out there and their interface is very easy to use Reviewed on: 12th February 2026

Always good communication and competitive rates

5
Always good communication and fun options. Love the app and competitive rates. Reviewed on: 11th February 2026

A loyal customer of Chip, highly recommend!

5
I started my first account with Chip several years ago, with the easy access savings account. The interest rate was higher than any other bank I’d seen and I’d heard great reviews about Chip and its services, so I gave it a go. I’ve never been disappointed with the service and have found the app so easy to use. I’ve since opened up several different savings accounts within the Chip app! Reviewed on: 11th February 2026

Simple, fast, and genuinely easy to use

5
I’ve had a really positive experience with Chip’s Easy Access Savings account. Opening the account was quick and straightforward, and the app is clean, intuitive, and easy to navigate. I like how clearly everything is presented: balance, interest rate, and deposits/withdrawals are all easy to track. Deposits and withdrawals have been smooth and the “easy access” aspect feels true in practice, which gives me confidence using it for cash I may need on short notice. Overall it’s a convenient, no-fuss savings option that does exactly what it says, and I’d happily recommend it to anyone looking for a simple place to park savings. Reviewed on: 11th February 2026

A helping hand to save

5
Easy to use, easy access, motivating and helpful staff. Feel like you belong to a savings ‘community’. Down to earth and takes the ‘jargon’ away. A helping hand to save in a way you didn’t think was possible for you. Reviewed on: 11th February 2026

East to use, good interest rate with regular boosts.

5
East to use, good interest rate with regular boosts. Trustworthy Reviewed on: 11th February 2026

Fantastic app

5
I save so easy with chip it takes money without me noticing its easy to take out when you want it. Reviewed on: 11th February 2026

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