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Chip: Stocks and shares ISA reviews

Name: Stocks and shares ISA
Rating: 4.83 (262 reviews)

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4.83

Based on 262 reviews, last reviewed 21st Aug 2026

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

1 star

Latest highest rating:

5

Chip makes investing so easy Chip makes investing so easy and enables even the most novice investors an opportunity to invest without having to do courses on investing. Its autos... Read more Reviewed on: 21st August 2026

Latest lowest rating:

2

I have used Chip for various products for a few year... I have used Chip for various products for a few years now and this is the only one I have a problem with. Their platform fee is very high, much higher... Read more Reviewed on: 22nd April 2026

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About this product

Chip offer a stocks and shares ISA.

You can choose from a curated range of investment funds managed by companies including BlackRock, Vanguard, Invesco and HSBC. There’s a variable platform fee to pay or opt for a flat monthly membership fee.

Chip stocks and shares ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Stocks and shares ISA reviews (262)

Easy to use and good returns.

Easy to use and good returns. Modern looking app Reviewed on: 11th February 2026

Easy to use app

Easy to use app and started my stocks and shares isa woth them. Its been very easy tonset up and maintain and responsive whenever I need support Reviewed on: 11th February 2026

Ease of investing and savings made easy

Helped me understand investing for the first time. Great way to save money into cash ISA and easy and flexibility for changing levels. This is the most consistent saving approach I’ve used for the last 5 years Reviewed on: 11th February 2026

Great platform to save and invest!

Great platform to save and invest! Reviewed on: 11th February 2026

Really simple and easy to do( for a beginner )- sha...

Really simple and easy to do( for a beginner )- shares and stocks ISA Reviewed on: 11th February 2026

Chip has been a joy to use.

Chip has been a joy to use. Everything is explained and presented in terms even I can understand. My money has never worked harder for me with Chip's guidance Reviewed on: 11th February 2026

Great for ease and convenience

I switched over to Chip Stocks & Shares ISA because I was already using the Chip app (which is very user friendly and easily accessible). My old Stocks & Shares ISA was on a platform that was ok but a lot more complex and I had effectively lost a bit of interest in utilising it properly. Switching over got me more invested again. Although the list of available funds is smaller it’s versatile enough for what I want and the process for buying/selling is very straightforward and user friendly (just like the rest of the app). Now I have my savings and investments in one app and I can easily transfer between accounts in just a few clicks. All in all a great experience so far and it incentivises me to save more than before, which is exactly the result I wanted. Reviewed on: 11th February 2026

Great app and product.

Great app and product. Has helped me turn my savings into something more that is building wealth for my future. Reviewed on: 11th February 2026

Best wealth app hands down!

Been with Chip since 2018 and never had a problem. I love the variety of fund options. Really excited for things to come. Always recommending to Family and friends Reviewed on: 11th February 2026

Happy customer

Opened savings account ages ago than added prize winning account and isa stocks and shares. App is easy to navigate in and you can see your money going up and down too. Reviewed on: 11th February 2026

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