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Chip: Stocks and shares ISA reviews

Name: Stocks and shares ISA
Rating: 4.83 (262 reviews)

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4.83

Based on 262 reviews, last reviewed 21st Aug 2026

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

1 star

Latest highest rating:

5

Chip makes investing so easy Chip makes investing so easy and enables even the most novice investors an opportunity to invest without having to do courses on investing. Its autos... Read more Reviewed on: 21st August 2026

Latest lowest rating:

2

I have used Chip for various products for a few year... I have used Chip for various products for a few years now and this is the only one I have a problem with. Their platform fee is very high, much higher... Read more Reviewed on: 22nd April 2026

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About this product

Chip offer a stocks and shares ISA.

You can choose from a curated range of investment funds managed by companies including BlackRock, Vanguard, Invesco and HSBC. There’s a variable platform fee to pay or opt for a flat monthly membership fee.

Chip stocks and shares ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Stocks and shares ISA reviews (262)

Great, user friendly and informative

Great, user friendly and informative Reviewed on: 11th February 2026

Chip is an outstanding investment app!!

Could not recommend Chip enough, their products and services are outstanding! Reviewed on: 11th February 2026

Been using chip for a while now.

Been using chip for a while now. Adding more and more features onto the app. Especially love seeing the stocks and share isa information. Love seejng all the different investmekt opportunities and tea sparency on how risky an investment is. The potential forecasted estimate of what my money cpuld look lile in 25 years if i carry on Reviewed on: 11th February 2026

Chip - simple and accessible

I have multiple saving pots with chip and they are all great. I found the stocks and shares ISA fabulous. It's my first stocks and shares ISA and it was so easy to open and operate. The information is very transparent and easy to access. It is instant. Reviewed on: 11th February 2026

Brilliant online experience with Chip.

Brilliant online experience with Chip. Easy to use app, great interest rates, good products and responsive customer service. Very good communications. Reviewed on: 11th February 2026

A Reliable Tool for Building Better Saving Habits

Since becoming a member with Chip, I’ve found the service to be comprehensively detailed and genuinely helpful. The app is easy to navigate, and the automated saving tools have supported my savings and investment strategy in a clear, structured way. I particularly value the real‑time insights and the ability to track progress without feeling overwhelmed. In terms of drawbacks, there are occasional moments where I’d like even more granular control over certain features, but this hasn’t taken away from the overall experience. Overall, my experience has been very positive, and I would fully recommend Chip for anyone looking to build consistent savings habits with minimal friction. Reviewed on: 11th February 2026

Saves money without having to think,money i would ha...

Saves money without having to think,money i would have was5ed automatically moved into savings Reviewed on: 11th February 2026

Great and user friendly service!

Great and user friendly service! Reviewed on: 11th February 2026

Fantastic online bank

Have been using chip for a number of years and have always been very pleased with the service it provides Reviewed on: 11th February 2026

The platform is so easy to use and everything everyt...

The platform is so easy to use and everything everything is explained very well. It's very easy to solve problems when they arise Reviewed on: 11th February 2026

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