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Chip: Stocks and shares ISA reviews

4.83
Based on 262 reviews, last reviewed 21st Aug 2026
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
3 star
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0%
See only 2 star reviews
1%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Chip makes investing so easy Chip makes investing so easy and enables even the most novice investors an opportunity to invest without having to do courses on investing. Its autos... Read more Reviewed on: 21st August 2026
Laura Hayes's avatar
Laura Hayes

Latest lowest rating:

2

I have used Chip for various products for a few year... I have used Chip for various products for a few years now and this is the only one I have a problem with. Their platform fee is very high, much higher... Read more Reviewed on: 22nd April 2026
samson's avatar
samson

About this product

Chip offer a stocks and shares ISA.

You can choose from a curated range of investment funds managed by companies including BlackRock, Vanguard, Invesco and HSBC. There’s a variable platform fee to pay or opt for a flat monthly membership fee.

Chip stocks and shares ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Stocks and shares ISA reviews (262)

Straight forward account

5
Chip is a really straight forward route into investing with a stocks and shares ISA, really clear info and fair rates. Had a really good experience with it and will continue using them. Reviewed on: 12th February 2026

Great, easy to use app and options, would recommend

5
Great, easy to use app and options, would recommend Reviewed on: 12th February 2026

Very easy to use, navigate and quick transfers.

5
Very easy to use, navigate and quick transfers. The autosave function has been a game changer for my savings! Reviewed on: 12th February 2026

Chip is a great product that encouraged me to actual...

5
Chip is a great product that encouraged me to actually start investing and grow my assets. I love being able to see it grow in real time and also savings as well. Reviewed on: 12th February 2026

Easy UI and convenient to use

5
Easy UI and convenient to use, also transparent with fees Reviewed on: 12th February 2026

Simple to use app, with good functionality.

5
Simple to use app, with good functionality. Really easy to to setup and a variety of rewards to continue your growth. Reviewed on: 12th February 2026

ISA stocks and shares

5
It was easy to transfer my ISA to them after I had a chat with them. Easy to choose investments and purchase. Reviewed on: 12th February 2026

Very easy to use

5
Very user friendly interface. Customer support is prompt Reviewed on: 12th February 2026

Great range and easy to control your ISA and see per...

5
Great range and easy to control your ISA and see performance. Good tracking of outstanding isa funds as well. Reviewed on: 12th February 2026

Great incentives to keep on saving

5
I’ve been using Chip for over a year now as a savings and investing account. Everything on the app is super clear and easy to understand, the newest UI update is great. I love the homepage overview of seeing how your money is doing daily, it’s a great psychological incentive to keep on pushing your savings up, especially in these very uncertain times. Keep up the great work Chip! Reviewed on: 12th February 2026

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