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Chip: Stocks and shares ISA reviews

Name: Stocks and shares ISA
Rating: 4.84 (261 reviews)

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4.84

Based on 261 reviews, last reviewed 22nd Apr 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

1 star

Latest highest rating:

5

The Chip App is really easy to use, depositing and w... The Chip App is really easy to use, depositing and withdrawing is simple as it links up with your current account in a couple of steps. The stocks and... Read more Reviewed on: 17th April 2026

Latest lowest rating:

2

I have used Chip for various products for a few year... I have used Chip for various products for a few years now and this is the only one I have a problem with. Their platform fee is very high, much higher... Read more Reviewed on: 22nd April 2026

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About this product

Chip offer a stocks and shares ISA.

You can choose from a curated range of investment funds managed by companies including BlackRock, Vanguard, Invesco and HSBC. There’s a variable platform fee to pay or opt for a flat monthly membership fee.

Chip stocks and shares ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Stocks and shares ISA reviews (261)

Digital Investing and money management with humanity

I’ve been a chip customer for a few years now and they’ve revolutionised how I manage and grow my money. I’m quite new to investing / saving with any regularity, but the Chip App has helped me not just get started but become more savvy, understand how markets change and shift and how I can make the most of the money I save while staying true to my values. I love the always on nature of the app and its simplicity but I also love how human they still make the experience. I feel part of something not just a number. Reviewed on: 12th February 2026

Transparent, easy to use

Everything seems transparent, easy to use and loads of info to help explain what it is exactly that I’m investing in. Great for beginners and for experienced investors Reviewed on: 12th February 2026

Easy automated wealth building for everyone

An easy and automated way to access a curated selection of the best funds for the layperson. Reviewed on: 12th February 2026

Simple user experience that works!

I didn’t have any experience with investing and Chip made everything so easy and simple that I am very glad I downloaded this app 5 years ago! There’s no complicated jargon, super intuitive and love how you can see all your balances and your ISA allowance. It makes super easy to track how much you are investing vs savings and how well your portfolio is doing. I am not proud, but i check the app first thing in the morning, because it makes me happy to see the progress I am making. I think is the best app for starters that don’t want to overcomplicate their finances. Reviewed on: 12th February 2026

Excellent app and easy to use and invest in stocks a...

Excellent app and easy to use and invest in stocks and shares - good results for me personally a d good value Reviewed on: 12th February 2026

Simple to use

Simple to use, option on membership to reduce fees for larger holdings Reviewed on: 12th February 2026

Chip has made investing very simple with their stock...

Chip has made investing very simple with their stocks and share ISA. I have had no prior experience of investing, but the app explained how the ISA worked and gave me the confidence to begins investing. Reviewed on: 12th February 2026

The app has been easy to use, very userfriendly and...

The app has been easy to use, very userfriendly and I like the way that the data is shown which helps me make more informed decisions when I’m looking to invest in a certain stock or share. I also like the quick communication which chip sends in case there’s an issue Reviewed on: 12th February 2026

Using Chip is secure and seamless

Using Chip is secure and seamless that is why I subscribed for the recent B share issue Reviewed on: 12th February 2026

Grow your money

Ease of use, safe, excellent options and all round brilliant to grow your money. Reviewed on: 12th February 2026

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