ClearScore Credit Check Reviews

  Ratings based on 102 reviews       Last review 1 month ago    

We're building the biggest collection of ClearScore credit check reviews at Smart Money People. If you're looking for reviews of ClearScore's credit check service, or if you're an existing ClearScore customer looking to share your thoughts, you've...

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We're building the biggest collection of ClearScore credit check reviews at Smart Money People. If you're looking for reviews of ClearScore's credit check service, or if you're an existing ClearScore customer looking to share your thoughts, you've come to the right place. We're changing financial services for the better.

Overall Rating

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ClearScore Review Insight

What are people saying in their reviews?

Ease

57% of feedback is Process related

Customer profile

Top Age Profile: 25-34

Top Channel Preference: App

Consumer Credit Awards logo Winner of "Best Credit Report Provider" at the Consumer Credit Awards 2017.
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Your Credit Check Reviews

102 reviews

Review ClearScore's Credit Check now

Worst company to give your data to

Their credit view is made up. They say they gather your data from Equifax but they show up completely different information that Equifax has on you. They make up a score by their own and lie on the website saying that the score is from Equifax. When... Read more

Their credit view is made up. They say they gather your data from Equifax but they show up completely different information that Equifax has on you. They make up a score by their own and lie on the website saying that the score is from Equifax. When the truth is that they make up a score based on info from equifax. The wrong info they get somewhere else.

Reviewed on 23rd August 2021
rsousa's avatar
rsousa

Easy interface - Useful info

Good overview. Information is easy to navigate and understand.

Reviewed on 17th August 2021
Jenni Pascoe's avatar
Jenni Pascoe

Credit brokering can conflict with credit reporting

I used Clearscore to check my credit rating regularly and found considerable encouragement to take out high interest credit cards and high interest loans, despite having quite a poor credit score and being in a debt management plan. The app appears to... Read more

I used Clearscore to check my credit rating regularly and found considerable encouragement to take out high interest credit cards and high interest loans, despite having quite a poor credit score and being in a debt management plan. The app appears to focus on trying to sell financial products instead of providing credit report information. However the information regarding your credit report is clear and it's easier to track progress with the Timeline feature than on some other available credit reporting apps. I'm in a much better position both mentally and financially so can resist the spiral of taking out credit on top of credit but at vulnerable times having these "exclusive offers" flash up on opening the app can be difficult to resist as a short term solution to what turns into a considerably larger long term problem.

Reviewed on 10th August 2021
Sarah 's avatar
Sarah

Informative

I like getting emails from clear score and seeing my credit score. Up or down it explains why.

Reviewed on 10th August 2021
S Bryant's avatar
S Bryant

Very helpful

I have the app and it is very informative, easy to use, gives great clarity of what you need to do to improve your credit score.

Reviewed on 23rd July 2021
Delzyoo's avatar
Delzyoo

Fake score

I have been in any debt in my lifetime I'm I only have a mortgage never missed a payment never had any credit card or car loans or any sort of loan I'm old school if you want something save up and my score came back 450 out of 700 this seems... Read more

I have been in any debt in my lifetime I'm I only have a mortgage never missed a payment never had any credit card or car loans or any sort of loan I'm old school if you want something save up and my score came back 450 out of 700 this seems ridiculous and false pushing me offers for loans and car finance it's just a scam to sell financial products

Reviewed on 24th June 2021
Ian Hayes's avatar
Ian Hayes

Bring living back

My credit was ruined since a young thanks to these i have almost paid all i oue and i have started to get my history in order

Reviewed on 15th June 2021
MarkusLostsoul's avatar
MarkusLostsoul

Excellent tool for tracking your finance

Clear score wasn’t the first free credit check but it is the best tool for keeping track of your f... Read more

Clear score wasn’t the first free credit check but it is the best tool for keeping track of your finance.
You might think to yourself”I don’t need a credit checker as I have no money “
Well that’s why you do need one, Clear Score makes it really easy to understand how other companies see your credit worthiness and then really help you to make the best of what you have.
They also work with many providers to give you offers that will help your credit score. They have really helped me to improve my score and get much better deal on cards and loans.
Well done to the team they deserve a prize.

Steve Jordan

Reviewed on 14th June 2021
Steve Jordan's avatar
Steve Jordan

Best way to stay on track

I use clear score for a while now and it is the best for staying on track with your credit score and finding out your offers and what you can get. Clear score is 100% the best. It has helped me a lot with providing help to build my credit the likes of... Read more

I use clear score for a while now and it is the best for staying on track with your credit score and finding out your offers and what you can get. Clear score is 100% the best. It has helped me a lot with providing help to build my credit the likes of LOQBOX, I soon will be able to afford my dream car.

Reviewed on 14th June 2021
Sandra 's avatar
Sandra

They have no idea

I used clearscore up until recently. Compared to other credit file providers clearscore are factually incorrect in their scoring , they marked me down over 180 points for nearing the credit limit on one of my credit cards when I was setting up a... Read more

I used clearscore up until recently. Compared to other credit file providers clearscore are factually incorrect in their scoring , they marked me down over 180 points for nearing the credit limit on one of my credit cards when I was setting up a business?? Whereas the other 2 credit agencies left me unchanged in the excellent credit rating section!! So clearscore are clearly clueless and mark you down for no reason as I have never had an overdraft or missed a payment!!
Shame on you credit score! Stay away from these clueless jokers

Reviewed on 22nd April 2021
Martin kemp's avatar
Martin kemp

Easy To Manage, no hassle.

Great App this is! Gives you your financial background all in one place, no messing about, and love learning to improve credit knowledge. Great find it is.

Reviewed on 18th March 2021
Alan's avatar
Alan

Careful

They provide great information BUT beware they do push providers onto you , if not careful you will end up in trouble.

Reviewed on 17th March 2021
darren ward's avatar
darren ward

Great tool

Helped me understand my credit score for the first time and begin to do things to help improve it.

Reviewed on 16th March 2021
Ross's avatar
Ross

Always offers high interest options

Having a fairly good score I have found that the options when searched are either high interest cards or loans with extortionate rates, it’s no wonder people get into a mess if they’re being offered these sorts of options, I think I’ve read someone els... Read more

Having a fairly good score I have found that the options when searched are either high interest cards or loans with extortionate rates, it’s no wonder people get into a mess if they’re being offered these sorts of options, I think I’ve read someone else saying the options are greater rates than ones you already have, why would you swap?
I’ve also noticed that it doesn’t bring up options for all, I had a search and it didn’t bring up one provider who I applied with successfully, so it makes me wonder if they’re getting some sort of deal with these high rate lenders for introducing customers? Wonder if my review gets published?

Reviewed on 23rd January 2021
Jane 's avatar
Jane

rates too high

They offer you consolidation options which rates of interest ar higher than your current loan interest rates, therefore, creating longer-term debt. I worked out if I pay what I'm already paying ill pay off the debt sooner and less expensively than... Read more

They offer you consolidation options which rates of interest ar higher than your current loan interest rates, therefore, creating longer-term debt. I worked out if I pay what I'm already paying ill pay off the debt sooner and less expensively than taking out a loan. The app is constantly saying I have defaults which is not the case I have contacted the companies directly who have agreed there is no open account for me. I speak to Clearscore and they remove the default companies for them to reappear a few days later. unsuscribing.

Reviewed on 29th October 2020
James Holles's avatar
James Holles

Limited access

I'm currently abroad and have been advised by clearscore customer services that access is no longer available outside of the UK. This means there is very limited access unlike clearscore's competitors. Many of us travel regularly and expect services... Read more

I'm currently abroad and have been advised by clearscore customer services that access is no longer available outside of the UK. This means there is very limited access unlike clearscore's competitors. Many of us travel regularly and expect services to be accessible wherever we are. Not unreasonable in this day and age.

Reviewed on 31st August 2020
Asif's avatar
Asif

Untrue and unrealistic reports

Late update, wrong information and ..... is what you get from ClearScore

Reviewed on 31st July 2020
Ash's avatar
Ash

Building confidence

Using the clearscore site is easy. they keep me informed about my credit rating and how it compares locally so that I can be confident I am on the right track.

Reviewed on 9th July 2020
Mrs. Eira Blowers's avatar
Mrs. Eira Blowers

No fuss monitoring

I joined as I felt it was a good idea to keep a track of my credit. i have seen my credit score grow and there are some great tips for keeping on track. They also show offers that are suited to m,y situation, without ridiculous interest rates.

Reviewed on 4th July 2020
Karen Kagz Harrison's avatar
Karen Kagz Harrison

Free and easy credit score

The website is easy to view and move around and compatible with phones

Reviewed on 5th May 2020
Nuha Jannat's avatar
Nuha Jannat