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ClearScore: Credit Check reviews

4.33
Based on 149 reviews, last reviewed 10th Jul 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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11%
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3%
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3%
See only 1 star reviews
9%

Latest highest rating:

5

They reflect a higher credit score than other credit... They reflect a higher credit score than other credit agencies and offer products that you would likely to be accepted Reviewed on: 10th July 2025
Wayne oliver 's avatar
Wayne oliver

Latest lowest rating:

1

don’t waste your time with this site Signed up then nothing .looks legit but once all signed up nothing. Reviewed on: 14th January 2024
Brian E's avatar
Brian E

About this product

We're building the biggest collection of ClearScore credit check reviews at Smart Money People. If you're looking for reviews of ClearScore's credit check service, or if you're an existing ClearScore customer looking to share your thoughts, you've come to the right place. We're changing financial services for the better.

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ClearScore Credit Check reviews (149)

Always offers high interest options

1
Having a fairly good score I have found that the options when searched are either high interest cards or loans with extortionate rates, it’s no wonder people get into a mess if they’re being offered these sorts of options, I think I’ve read someone else saying the options are greater rates than ones you already have, why would you swap? I’ve also noticed that it doesn’t bring up options for all, I had a search and it didn’t bring up one provider who I applied with successfully, so it makes me wonder if they’re getting some sort of deal with these high rate lenders for introducing customers? Wonder if my review gets published? Reviewed on: 23rd January 2021

rates too high

1
They offer you consolidation options which rates of interest ar higher than your current loan interest rates, therefore, creating longer-term debt. I worked out if I pay what I'm already paying ill pay off the debt sooner and less expensively than taking out a loan. The app is constantly saying I have defaults which is not the case I have contacted the companies directly who have agreed there is no open account for me. I speak to Clearscore and they remove the default companies for them to reappear a few days later. unsuscribing. Reviewed on: 29th October 2020

Limited access

1
I'm currently abroad and have been advised by clearscore customer services that access is no longer available outside of the UK. This means there is very limited access unlike clearscore's competitors. Many of us travel regularly and expect services to be accessible wherever we are. Not unreasonable in this day and age. Reviewed on: 31st August 2020

Untrue and unrealistic reports

1
Late update, wrong information and ..... is what you get from ClearScore Reviewed on: 31st July 2020

Building confidence

5
Using the clearscore site is easy. they keep me informed about my credit rating and how it compares locally so that I can be confident I am on the right track. Reviewed on: 9th July 2020

No fuss monitoring

5
I joined as I felt it was a good idea to keep a track of my credit. i have seen my credit score grow and there are some great tips for keeping on track. They also show offers that are suited to m,y situation, without ridiculous interest rates. Reviewed on: 4th July 2020

Free and easy credit score

5
The website is easy to view and move around and compatible with phones Reviewed on: 5th May 2020

Great free company

5
Great free company to keep track of your credit file without high monthly premiums. Reviewed on: 27th April 2020

Accurate & reliable

5
Tried a few of the credit score services and this seems the most accurate and reliable. Reviewed on: 3rd January 2020

Easy credit check

5
Clearscore is a great website to check your credit score easily. They also provide a lot of help to improve your credit score, which has been very useful for me. I highly recommend it. Reviewed on: 8th June 2019

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