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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

When I have been in serious problems like a funeral...

When I have been in serious problems like a funeral and other emergencies clockwise have helped me in all honesty they are brilliant. Reviewed on: 8th May 2026

It was really good had a loan paying it monthly then...

It was really good had a loan paying it monthly then I got refused for top up and I don't know why when I have never missed payment none of my money changed every thing stayed the same Reviewed on: 8th May 2026

Helpful and understanding during difficult times

I’ve had a positive experience with Clockwise Credit Union. The application process for my personal loan was straightforward, repayments were clear, and I found them much more approachable than many mainstream lenders. What stood out most was that they treated me like a person rather than just a credit score. The staff were helpful and communication was good throughout. It’s been useful having a more community-focused option for borrowing, especially during financially stressful periods. Reviewed on: 8th May 2026

Professional polite and kind always there to help an...

Professional polite and kind always there to help and very understanding, always respectful and courteous on the phone Reviewed on: 8th May 2026

Very good

Good. More flexible with loans They must broad their loans more flexible than before Reviewed on: 8th May 2026

Problems resolved

Every time I have called my problem has been sorted out professionally. I have always felt at ease even though I do not like talking about money and debt, but the operatives have always made me feel comfortable. Reviewed on: 8th May 2026

Very easy to access and manage my account.

Very easy to access and manage my account. No early repayment fees. Fantastic Reviewed on: 8th May 2026

Always been very happy with the experience when I’ve...

Always been very happy with the experience when I’ve needed help the teams always been there to help me and support me always very polite and helpful would definitely recommend others. I have recommended to others. I will keep on using as it’s helped me through a lot and as I’ve said, the teams always very helpful the lady explained to me last time how I had to set up the payment plan back and how I was to withdraw the money as I didn’t know stayed on the phone the whole time and helped guide me through it would definitely recommend very helpful, friendly and kind. Reviewed on: 8th May 2026

They are thorough and once you have submitted all th...

They are thorough and once you have submitted all the paperwork that they request they are then very quick at transferring funds. Reviewed on: 8th May 2026

Brilliant service!

Ive always had a great experience, ive been with cresit union for over 5 years and had not one problem, always lovely over the phone as well and the staff are helpful and friendly, theres never a wait on the phones and the loan are instantly approved and in your account the same day Reviewed on: 8th May 2026

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