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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4338 reviews)

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4.79

Based on 4,335 reviews, last reviewed 27th Jun 2026

64250% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent Always had a great service and really has helped me out alot over the years Reviewed on: 27th June 2026

Latest lowest rating:

1

Bad customer service bad attitude Bad customer service bad attitude Reviewed on: 25th June 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4338)

Loans is easy

I have had 2 loans and both times its been easy to do and very helpful Reviewed on: 26th June 2026

Never had issues with personal loans been with them...

Never had issues with personal loans been with them for more than 10 years Reviewed on: 26th June 2026

Always got fabulous staff who go the extra mile to h...

Always got fabulous staff who go the extra mile to help, wether it for a loan or opening an account there’s always someone who has a smile from start to end when they help Reviewed on: 26th June 2026

Clockwise are a helpful, fantastic credit union A***

Clockwise are a helpful, community focused credit union. They help those who cannot get credit through popular channels due to debt or a bad credit score. Customers on benefits can access their low amount personal loans for emergency expenses, or just for a treat or a family holiday. The registration service is done in person at their office, phoning the DWP there to get proof of benefit income. The customer must have their benefits paid to Clockwise each payment day so their loan amount can be deducted, but this doesn’t affect the payment coming through into their bank account, it will just take a few hours more. Their online service is easy to use as well, as once registered loan application can be done online quickly. I have used Clockwise for many years and would recommend them to anyone. Reviewed on: 26th June 2026

Positive thoughts

Communication is great - very quick service. I’ve been with clockwise many years & always had an excellent experience Reviewed on: 26th June 2026

Having a loan with them is easy and also you can top...

Having a loan with them is easy and also you can top up the loan if you need to. Reviewed on: 26th June 2026

amazing never had an issue definitely recommend to f...

amazing never had an issue definitely recommend to friends or family Reviewed on: 26th June 2026

I have once been a recipient of their loan.

I have once been a recipient of their loan. Reviewed on: 26th June 2026

Positive Experience from Beginning to now.

Positive Experience from when I joined the Clockwise Credit Union as a member to now where we've done emergency loans/saved for for holidays. Reviewed on: 26th June 2026

Very helpful and very nice customer service and supp...

Very helpful and very nice customer service and support. Reviewed on: 26th June 2026

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