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Clockwise Credit Union: Personal loans reviews

4.89
Based on 3,390 reviews, last reviewed 2nd May 2026
43500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Me and my family have had a great experience with cl... Me and my family have had a great experience with clockwise over the last 10 years staff I’ve always there to help you. I’m very understanding as well... Read more Reviewed on: 2nd May 2026
Daniella p's avatar
Daniella p

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3390)

Amazing, never failed to help out.

5
Amazing, never failed to help out. Reviewed on: 2nd May 2026

Really help in hand always there to help too if anyt...

5
Really help in hand always there to help too if anything goes wrong would high recommend to everyone? Reviewed on: 2nd May 2026

Customer friendly

5
Clockwise has been very helpful when I really needed money to sort out some issues and you have a great customer service. Reviewed on: 2nd May 2026

Decision making

4
It's actually good until they ask to sort out other loan first for your new loan application to be approved Reviewed on: 2nd May 2026

Loans ..

5
I've been a member for years now and it's a excellent company. Always very quick and affordable. Reviewed on: 2nd May 2026

I’ve always ranted clockwise very highly but after a...

5
I’ve always ranted clockwise very highly but after a few money issues in which I was considering a DMP, I was told to contact clockwise and ask them to put my payments on hold for 30 days and they refused stating they wouldn’t do it until the other company contacted them. So while I would recommend them to others for smaller easy to pay loans they have now shown that they are not as supportive to help as they claim. Reviewed on: 2nd May 2026

Helpful and polite

4
They have always been very helpful and understanding if there is a problem they will try there best to sort things out Reviewed on: 2nd May 2026

Very good getting my first loan but trying to top it...

5
Very good getting my first loan but trying to top it up has been issue after issue no help at all Reviewed on: 2nd May 2026

Harder to borrow

5
Overall good, but it’s harder to borrow money even if your benefits are directly put into their account Reviewed on: 2nd May 2026

Polite and friendly

5
I have always been spoken to with politeness and any problems have been explained throughly either when I have been on the phone or through messages Reviewed on: 2nd May 2026

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