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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Very easy to do, very nice people!!!

5
Very easy to do, very nice people. Very helpful and made everything so simple for me. Reviewed on: 15th July 2025

Clockwise credit is always ready to help you to get...

5
Clockwise credit is always ready to help you to get a loan with your credit score standard. They are more scrutiny check now than before. Reviewed on: 15th July 2025

Experience was okay, quite hard to use the phone lin...

4
Experience was okay, quite hard to use the phone line and took quite a few attempts for my issue to be resolved, instructions were too clear either. Friendly service though. Credit union was abit cheaper less finance. Quite complicated to set up. Reviewed on: 15th July 2025

Amazing helps familes out.

5
Amazing helps familes out. The staff dont judge they help as much as they can Reviewed on: 15th July 2025

great experience will use again, and really like how...

4
great experience will use again, and really like how you can save money with clock wise Reviewed on: 15th July 2025

They've always helped me when I've need an extra help.

5
They've always helped me when I've need an extra help. They always give me the loan I need and when I most need it Reviewed on: 15th July 2025

Always approved my loans and also helps me to save...

5
Always approved my loans and also helps me to save money at the same time with my pledge Reviewed on: 15th July 2025

They've always been really helpful

4
They've always been really helpful, accommodating and prompt whilst at the same time very professional. Reviewed on: 15th July 2025

Excellent company

5
Clockwise are fast and efficient, always had friendly staff, they make the loan repayments affordable and the paperwork is easy to understand Reviewed on: 15th July 2025

All ways help me 100% easy to understand

5
All ways help me 100% easy to understand Reviewed on: 15th July 2025

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