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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Straightforward process!

5
Quick decisions, well-laid-out contracts (make sure you read them!), and good assistance from staff when providing the relevant information needed to progress. Reviewed on: 10th July 2026

They have always been polite and fast response.

5
They have always been polite and fast response. I’ve always been able to get a loan when needed and that has always helped me out massively especially for my kids. I can’t say in words how much they have helped by accepting me Reviewed on: 10th July 2026

Never get problem when I need help

5
Never get problem when I need help Reviewed on: 10th July 2026

Quick loan top up .

4
When asking for a loan top up it was done very quick with no messing about Reviewed on: 9th July 2026

I have experienced that GWCU is Excellent

5
I have experienced that GWCU is Excellent Reviewed on: 9th July 2026

Excellent service all the time been with clockwise a...

5
Excellent service all the time been with clockwise a long time excellent all the time Reviewed on: 9th July 2026

They have been amazing and helped me with everything...

5
They have been amazing and helped me with everything I need Reviewed on: 9th July 2026

Clockwise Fairness.

5
Clockwise have been prompt and fair in providing any loans I needed. Also any telephone or online enquiries were answered politely, clearly and considerately. In addition useful savings accounts are available. Reviewed on: 9th July 2026

Very easy and simple to get a loan out.

5
Very easy and simple to get a loan out. They make it affordable and give plenty of options to how to pay it back Reviewed on: 9th July 2026

Loyal Customer

5
I’ve been using Clockwise around 30 years now and have seen it grow and help more and more people. I’ve recommended more people than I can count. I trust them with my money. Reviewed on: 9th July 2026

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