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Clockwise Credit Union: Personal loans reviews

4.80
Based on 4,120 reviews, last reviewed 12th Jun 2026
54400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Ok sometimes slow to reply, but generally good and d... Ok sometimes slow to reply, but generally good and dealing with my enquiries. I have always been helped and offered alternatives if needed. Reviewed on: 12th June 2026
Mrs s's avatar
Mrs s

Latest lowest rating:

1

Too Hard to get a loan more like a bank Had no problem getting a loan before when it was nott credit union as soon as it changed over its impossible and not really in the keeping of the trad... Read more Reviewed on: 5th June 2026
Rebecca B's avatar
Rebecca B

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4120)

I feel clockwise interest rates are very high in com...

4
I feel clockwise interest rates are very high in comparison to the market. And this is sad as your target customer is people on very low incomes or benefits. Reviewed on: 8th June 2026

Absolutely excellent it was super easy to get a loan...

5
Absolutely excellent it was super easy to get a loan and the customer service was excellent Reviewed on: 8th June 2026

Giving hope for those in much need of financial help.

5
Giving hope for those in much need of financial help. Reviewed on: 8th June 2026

Fast, easy and reliable

4
There's always a response within 24 hours there usually quite fast i had most of mine the same day as well as receiving my response for my loan within 24 hours, fast and reliable and really straightforward to use. Reviewed on: 8th June 2026

I think good but they offer a loan and then they wil...

4
I think good but they offer a loan and then they will not aproved it so why the offer ? Reviewed on: 8th June 2026

Very nice understanding help u out when u need it...

5
Very nice understanding help u out when u need it Reviewed on: 8th June 2026

Always had a great experience with clockwise loans/b...

5
Always had a great experience with clockwise loans/banking and the staff Reviewed on: 8th June 2026

Clockwise are a great

5
Clockwise are a great the website is so easy to use if you need to phone them they are always very helpful. Reviewed on: 8th June 2026

Good customer service, great response time.

5
Good customer service, great response time. Reviewed on: 8th June 2026

Customer service is brilliant they are always so pol...

5
Customer service is brilliant they are always so polite and always seem happy to help you with your questions. Reviewed on: 8th June 2026

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