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Clockwise Credit Union: Personal loans reviews

4.88
Based on 3,023 reviews, last reviewed 11th Apr 2026
8900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good customer service experience from applicati... Very good customer service experience from application , approval and complete paying the loan Reviewed on: 11th April 2026
Rodrick Sam Gandiya's avatar
Rodrick Sam Gandiya

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3023)

They were do helpful when setting up my accounts and...

5
They were do helpful when setting up my accounts and loan Reviewed on: 6th April 2026

Only thing for me is the time scale on the replies w...

4
Only thing for me is the time scale on the replies when messaging on the app Reviewed on: 6th April 2026

I am really happy with the service I received from C...

5
I am really happy with the service I received from Clockwise. Reviewed on: 6th April 2026

Great credit company who helped me when nobody else...

5
Great credit company who helped me when nobody else would. When I was at my lowest and struggling, clockwise offered me a low interest loan which was affordable for me and worked for my needs. Reviewed on: 6th April 2026

So easy to understand and apply for, quick response...

4
So easy to understand and apply for, quick response and outcome to applications, I find the interest rates very fair, also taking this from my child benefit makes everything so much easier for me Reviewed on: 6th April 2026

Easy to deal with, friendly helpful staff, loans at...

5
Easy to deal with, friendly helpful staff, loans at great rates! Reviewed on: 6th April 2026

The interest is great but could be better

5
The interest is great but could be better Reviewed on: 6th April 2026

Clockwise is more reflective of today's times in com...

5
Clockwise is more reflective of today's times in comparison to other Credit Unions and financial providers, in terms of personalisation and online products. Reviewed on: 6th April 2026

Amazing !

5
Amazing ! Helpfully sick and easy Reviewed on: 6th April 2026

Always help when it’s needed good service

4
Always help when it’s needed good service Reviewed on: 6th April 2026

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