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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Very good fantastic service will get another one

Very good fantastic service will get another one Reviewed on: 11th July 2026

I have had a great experience easy simple to apply a...

I have had a great experience easy simple to apply and geat rates and repayment and savings. Reviewed on: 11th July 2026

Always happy to help you when needed.

Always happy to help you when needed. Excelled rates for paying back personal loans too. They also have great understanding when something financially happens and you can’t afford your full payment. Reviewed on: 11th July 2026

Approved loans with no hustle saves time and makes i...

Approved loans with no hustle saves time and makes it easy to navigate the app Reviewed on: 11th July 2026

Excellent products and services to help people & con...

Excellent products and services to help people & consider all circumstances. Reviewed on: 11th July 2026

Affordable loans for families.

Clockwise enabled me to take out an affordable loan, and means I don’t have to worry about high interest rates when paying back. It’s great for families on low income, and because it’s taken directly from my child benefit, it means I won’t fall behind in paying back. Reviewed on: 11th July 2026

Brilliant customer service, easily accessible.

Brilliant customer service, easily accessible. Reviewed on: 11th July 2026

Very quick and pocket friendly!

Very quick and pocket friendly! Only sad thing is that its added to a credit score and it wasn't before Reviewed on: 11th July 2026

Clockwise has helped me out massively specially when...

Clockwise has helped me out massively specially when I’m struggling for money and credit union you can get small loans to help you Reviewed on: 11th July 2026

Always pleasant to speak to and always help and reso...

Always pleasant to speak to and always help and resolve anything that I might ask about. Reviewed on: 10th July 2026

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