Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2928)

Needed to complete some home improvements.

5
Needed to complete some home improvements. Clockwise were easy to apply for and very helpful. Reviewed on: 23rd May 2025

Very supportive great experience always polite on ph...

5
Very supportive great experience always polite on phone and always willing to help Reviewed on: 22nd May 2025

My very first loan

5
My very first loan was made seamless and straightforward, Clear and concise explanations on what to do and how to upload the documents needed. Reviewed on: 22nd May 2025

Fantastic customer service.

5
Fantastic customer service. Not a bad word to say about clockwise. They are always ready to help and I would recommend clockwise to anyone and everyone. They offer a lot and help out more than they should. Thank you clockwise Reviewed on: 22nd May 2025

Credit union shouldn’t be watching people’s credit s...

4
Credit union shouldn’t be watching people’s credit scores especially if they’re loyal customers, that have never missed a payment and they get their child benefit straight to the account Reviewed on: 22nd May 2025

The best for low income

5
Such a fast and easy process. I had no trouble uploading my documents and accessing what you need is so simple Reviewed on: 22nd May 2025

Great service from clockwise excellent staff

5
I have been using clockwise for a while and find there services very help as are there staff members. I have recommended clockwise to many family and friends who now also use this very helpful service. Really appreciate clockwise for all the services they provide. Reviewed on: 22nd May 2025

Great experience on a whole I'm happy

5
Great experience on a whole I'm happy Reviewed on: 22nd May 2025

Fast and easy to deal with top up options which are...

5
Fast and easy to deal with top up options which are amazing too Reviewed on: 22nd May 2025

I have no questions you are going good

5
I have no questions you are going good Reviewed on: 22nd May 2025

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products