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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Excellent company, quick transfers, staff very helpful

5
Excellent company, quick transfers, staff very helpful Reviewed on: 22nd May 2025

Amazing, the staff have been helpful.

5
Amazing, the staff have been helpful. The process was quick and easy. Reviewed on: 22nd May 2025

Quick decisions and helpful when needed

5
Quick decisions and helpful when needed Reviewed on: 22nd May 2025

Member for 10 years very happy

5
Been a member for 10+ years & have always been kind & helpful. Had many loans over the years & never had any issues . Definitely recommend Reviewed on: 22nd May 2025

I've been with clockwise credit union since 2007 the...

5
I've been with clockwise credit union since 2007 they have helped me more than they will ever know helped me to get out of debt helped me in times of loss and helped me with the extra cost of being a mum they really are fantastic Reviewed on: 22nd May 2025

Great service throughout.

5
Great service throughout. Very easy and forward. Reviewed on: 22nd May 2025

Easy and fast to use.

5
Easy and fast to use. Excellent customer service. Reviewed on: 22nd May 2025

Friendly and willing to help , Clockwise make sure y...

5
Friendly and willing to help , Clockwise make sure you can afford the loan before you take it out Reviewed on: 22nd May 2025

Clockwise are brilliant and very professional and do...

5
Clockwise are brilliant and very professional and do great work for the community unlike the big banks that are all about money making clockwise are much more helpful and clockwise are better for the community as a whole low interest just wished they had more clockwise up and down the country people will be better off in the long run instead of the gready banks taking everyone money for profit and leaving the community penniless and in poverty Reviewed on: 22nd May 2025

Easy application.

5
Easy application. Helpful team and the top up loans are great Reviewed on: 22nd May 2025

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