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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Affordable loans

5
Clockwise loans are great when you need a little extra cash. If you need a new car, house renovations, birthdays and Christmas whatever the case. Clockwise loans are affordable, easy to apply and approved the same day depending on what time you apply for the loan. Customers service is good depending on who you talk to but other than that. Clockwise is Fantastic place to bank and save money with affordable loans. I've banked with Clockwise for years and recommended to family and friends. Reviewed on: 15th April 2026

Great an easy to use, friendly customer service

5
Great an easy to use, friendly customer service Reviewed on: 15th April 2026

Clockwise - making life easy

5
They make the application process very easy, clearly explaining everything timely and effectively. My last application went through in 5 minutes, extremely eff8cient Reviewed on: 15th April 2026

It's been a pleasure the team are friendly.

5
It's been a pleasure the team are friendly. It's good value for money Reviewed on: 15th April 2026

Absolutely amazing keep up what u doing

5
Absolutely amazing keep up what u doing Reviewed on: 15th April 2026

Hello iv been with you very long time 2005 like a fa...

5
Hello iv been with you very long time 2005 like a family help understand careing most of sported Reviewed on: 15th April 2026

Been with them for years always polite and helpfull

5
Been with them for years always polite and helpfull Reviewed on: 15th April 2026

I have been a clockwise user for many years always h...

5
I have been a clockwise user for many years always helpful and very efficient Reviewed on: 15th April 2026

Had more than one loan from credit union but the int...

4
Had more than one loan from credit union but the interest rates was joined with the second one of which raised the debt a bit higher than expected. Reviewed on: 15th April 2026

Helpful stress free

4
Straight forward and easy to use very user friendly Reviewed on: 15th April 2026

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