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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Really fast Communication and very helpful and frien...

5
Really fast Communication and very helpful and friendly Reviewed on: 15th July 2025

Very good and easy to use, not had any trouble and a...

5
Very good and easy to use, not had any trouble and always been able to find what I need and know there is help Reviewed on: 15th July 2025

Always understanding and helpful

5
Always understanding and helpful … no judgement Reviewed on: 15th July 2025

I am a single mum with 2 young kids, coming out of a...

5
I am a single mum with 2 young kids, coming out of a DV relationship and you guys have really helped me with money and managing etc. It helped over xmas last year as my first xmas as a single mum. and then this year it helped pay for my sons birthday. Reviewed on: 15th July 2025

Excellent company to use 10/10

5
Never had any issues with this company , always friendly staff there ready to help . They help to your affordability to repay and repayments are lower than any other I’ve ever used , the online app is easy to use and you can always get through to someone when you call, you can increase your loan if needs must and the repayments stay the same Reviewed on: 15th July 2025

Very good service fast application and decision pro...

5
Very good service fast application and decision process would highly recommend 10/10 service savings account is very good very professional lots of options from saver account , current account, loans Reviewed on: 15th July 2025

Brilliant for loans and really helpful staff when ne...

5
Brilliant for loans and really helpful staff when needed Reviewed on: 15th July 2025

Loans are great but interest is extortionate.

4
Loans are great but interest is extortionate. Reviewed on: 15th July 2025

Time of need

4
Approved my loan and helped me sort out my debts did not put a lot of interest on like other lenders do .I would highly recommend clockwise for borrowing Reviewed on: 15th July 2025

I’ve had a fantastic experience with Clockwise Credi...

5
I’ve had a fantastic experience with Clockwise Credit Union. From the start, their staff have been friendly, professional, and genuinely interested in helping their members. The application process was straightforward, and they took the time to explain everything clearly. Reviewed on: 15th July 2025

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