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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Brilliant customer service.

Brilliant customer service. Always available when needed. Super fast payment and easy to manage Reviewed on: 15th July 2025

Been using clockwise for years and have been brilliant!

Been using clockwise for years and have been brilliant! So friendly, helpful, phone calls are quick and efficient Reviewed on: 14th July 2025

Wouldn’t find anywhere else better than clockwise

7 yrs or more I’ve been with clockwise.. fantastic service and very accommodating. I’ve never had any issues or problems with their service and the sign up was quick and easy.. the best Apr rates for loans that I’ve ever come across, In branch people were awesome but now I do everything online Reviewed on: 14th July 2025

Absolutely amazing experience.

Absolutely amazing experience. Very easy process to get a loan. No hassle during the application or signing the loan agreement. Friendly and helpful over the phone when calling up for assistance. Very quick process highly reccomend. Reviewed on: 14th July 2025

Clockwise loans

I have had 2 loans from clockwise, both were accepted easily and I was offered the money I needed. The repayments were low. It would be better if they were interest free or a lower interest. Reviewed on: 14th July 2025

They are well organised and helpful

They are well organised and helpful Reviewed on: 14th July 2025

Easy to use, staff in branch and phone have always b...

Easy to use, staff in branch and phone have always been very helpful, straight forward, app is very use to use and waiting time is very short Reviewed on: 14th July 2025

Clockwise have been a rock for me when I needed it,...

Clockwise have been a rock for me when I needed it, I buried my mum and needed to get her grave stone and they gave me a loan, I then needed to replace my roof and they loaned me again they are truely amazing people and believe in giving people a second chance where no one else will. Reviewed on: 14th July 2025

The services offered is good value for money.

The services offered is good value for money. The only challenge is some of their offices are opened in specific days in a week. If you miss those days, then you cannot process your loan in a timely way. The phone call to the head office takes too much burden on the caller as the queues are often too long. Reviewed on: 14th July 2025

They've been amazing when I had my inheritance I fel...

They've been amazing when I had my inheritance I felt my money was safe and recieved with minimal fuss Reviewed on: 14th July 2025

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