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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

The process of getting a loan was very easy and the...

5
The process of getting a loan was very easy and the interest rate was very low. The customer service was very helpful and explained in simple terms Reviewed on: 15th April 2025

Good value

5
Good value and payment options the staff are helpful when you need things explaining especially if you have dyslexia as I do not understand all the time so I need it broken down Reviewed on: 15th April 2025

Good rate late.

5
Everytime I use their serve I couldn’t fault the service at all, quick and professional and very reliable. Reviewed on: 15th April 2025

Am with clockwise 6y now am verry happy they help me...

5
Am with clockwise 6y now am verry happy they help me lots of time with loans when i needed the most Thank u Reviewed on: 15th April 2025

Always fair with interest and helpful with loan quer...

5
Always fair with interest and helpful with loan queries. I’ve used them 4 times over the years Reviewed on: 15th April 2025

Super helpful

4
I had a loan a couple of years ago which really helped me. However I have tried to get one since and unfortunately I don’t seem to qualify Reviewed on: 15th April 2025

Gave me false information from the start!

1
Gave me false information from the start, did not tell me Monzo Cards don't work with them. Mislead me as told I was able to change payment to standing order false. Only payment from payroll! Lied to by customer service on the phone and online. I never even got to sign my agreement, cancelled my application on the phone! DO NOT USE! Reviewed on: 15th April 2025

Excellent customer service!

5
Staff are always polite and efficient in assisting and resolving any queries. Reviewed on: 15th April 2025

Very helpful very handy very affordable

5
Very helpful very handy very affordable Reviewed on: 15th April 2025

Technology wise and interest rate very okay

5
Technology wise and interest rate very okay Reviewed on: 15th April 2025

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