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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,407 reviews, last reviewed 3rd Jul 2026
67400% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good would recommend loans to meet all aspects Very good would recommend loans to meet all aspects Reviewed on: 3rd July 2026
Jade's avatar
Jade

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4409)

Brilliant service In branch and on telephone

5
Brilliant service In branch and on telephone Reviewed on: 7th July 2025

Clockwise has helped me a lot through difficult fina...

5
Clockwise has helped me a lot through difficult financial situations there repayments aren’t drastic and they are understanding with difficult times. There top up loan system has saved me many times I would definitely recommend clockwise to friends and family and have done in the past. Reviewed on: 7th July 2025

Clockwise credit union has been my lifeline for many...

5
Clockwise credit union has been my lifeline for many years now, helping me out at difficult times of the year and some improvements I have been able to make for example in my home wouldn’t have been possible without the support from clockwise credit union, which improves mine and my children’s quality of life and also has a very positive impact on my mental health. Thank you Reviewed on: 7th July 2025

Amazing and quick service.

5
Amazing and quick service. Quick response Reviewed on: 7th July 2025

Clockwise has always helped me

5
Clockwise has always helped me when ive needed abit if extra cash for projects or to see me through the christmas period. The interest is reasonable and provide affordable weekly payment options. Ide definitely recommend the use if their services when needs must. Reviewed on: 7th July 2025

Poor customer service and was more difficult to appl...

3
Poor customer service and was more difficult to apply for than advertised. Reviewed on: 7th July 2025

easy to spek to staff.

5
easy to spek to staff. easy to access services. honest and treat you with dignity. help you to budget Reviewed on: 7th July 2025

Very helpfull and excellent help

5
Very helpfull and excellent help Reviewed on: 7th July 2025

Honestly the best.

5
The best. I don’t know what I would have done without clockwise, the easiest loan too, and I love the backup loan too where you can just tell them what for and it extends your loan time. Honestly would recommend this to anyone and everyone. Very pleasing. And the staff are polite and helpful too. Reviewed on: 7th July 2025

Excellent services from start to finish.

5
Excellent services from start to finish. Very quick response from clockwise. Quick transfers from account to main bank account. Very quick decision making when either applying to topping up loans Reviewed on: 7th July 2025

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