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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Great service easy to talk to staff

4
Great service easy to talk to staff Reviewed on: 2nd July 2025

Opinion of clockwise

5
I’ve never had an issue with clockwise always been helpful and reliable, whenever I’ve needed to borrow money they’ve always made the repayments affordable and make sure I can afford what I borrow 10:10 Reviewed on: 2nd July 2025

Clockwise loans 100% recommend

5
I’ve been a customer with clockwise credit union for a few years now and they have helped me massively with loans that I’ve needed with help towards my children they have been amazing another bonus you can top up you’re existing loan with in 4 months Whitchurch is really helpful I would 100% highly recommended them to friends and family thank you to the clockwise team Reviewed on: 2nd July 2025

Brilliant company I wouldn’t go anywhere else staff...

5
Brilliant company I wouldn’t go anywhere else staff are kind and understanding good value for money and the app is so easy to use Reviewed on: 2nd July 2025

I could not pay my loan on time and they gave me tim...

5
I could not pay my loan on time and they gave me time to pay it back Reviewed on: 2nd July 2025

Quick and easy to apply for a loan

5
Quick and easy to apply for a loan Reviewed on: 2nd July 2025

Quick and efficient

5
Personally clockwise has helped me and made life less of a struggle they have been quick and efficient when I have applied for loans. Reviewed on: 2nd July 2025

Never had an issue.

5
Never had an issue. Quick response and resolution. They cater to everyone financial situation Reviewed on: 2nd July 2025

Lending money due to illnesses

5
Lending money when needed due to illnesses or needed to treat my kids, never held anything against me. Very friendly Reviewed on: 2nd July 2025

Efficiency when I contact clockwise office

4
Efficiency when I contact clockwise office Reviewed on: 2nd July 2025

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