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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Great loan provider

5
Easy and quick process which provides loans at affordable rates, app is brilliant which allows you easy access to manage your loans. Reviewed on: 30th June 2025

When you need a short term loan they are there too h...

5
When you need a short term loan they are there too help out and when your repaying back you can’t tell from your benefits. Reviewed on: 30th June 2025

Great service , easy to use , getting money straight...

5
Great service , easy to use , getting money straight away , good communication Reviewed on: 29th June 2025

Best loan company

5
I’ve been with clockwise for a numerous of years now and they’ve been there at times when needed , it’s so straightforward and the customer service has always been great! Reviewed on: 29th June 2025

reliable in times of need, good customer service and...

5
reliable in times of need, good customer service and user friendly online portal Reviewed on: 29th June 2025

clockwise is a quick and easy procedure when you nee...

5
clockwise is a quick and easy procedure when you need a loan or financial help Reviewed on: 29th June 2025

Not that good, alot of unanswered questions

1
Not that good. Rude staffs and stringent conditions to get loan Reviewed on: 28th June 2025

Help when it was needed the most with so many strugg...

5
Help when it was needed the most with so many struggles in life clockwise are empathetic and just great people. Simple. Reviewed on: 28th June 2025

The application process is easy to follow.

5
The application process is easy to follow. Decisions made very quickly. Funds paid very quickly. Great customer service if there are any issues/queries Reviewed on: 28th June 2025

Easy payments, easy top-ups easy transfers

4
Easy payments, easy top-ups easy transfers Reviewed on: 28th June 2025

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