Smart Money People Logo

Cockle Finance: Personal loans reviews

4.98
Based on 813 reviews, last reviewed 8th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025
Adam F's avatar
Adam F

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Review Cockle Finance: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Cockle Finance Personal loans reviews (813)

Brilliant

5
Great company and great people have been a customer for many years and have always been 5 stars in Reviewed on: 29th June 2021

5*

5
Been with them for years 100% highly recommended Reviewed on: 29th June 2021

Great company with friendly staff

5
I have been using cockle finance for years and never had a problem. All staff members are very polite and happy to help customers. Highly recommended Reviewed on: 28th June 2021

Awesome friendly and very easy to talk to.!

5
If i have any worries or problems i do not hesitate to phone up the friendly team at cockles finance and they would try to help in any way they can i would highly recommend to anyone looking for a loan from cockles finance. Reviewed on: 25th June 2021

Loan

5
I would recommend cockle finace to anyone they are very professional and a very friendly company I’ve never had any problems with them and have been using their loan service for years. Reviewed on: 25th June 2021

Highly recommended great customer service

5
I found cockle finance few years back, great family run company, has really help my financel needs at the times you just can't afford one lump sum which has help me spread my repayments be able to help me in those times, great commutation through out and fantastic customer service. Reviewed on: 24th June 2021

Amazing

5
They talk to me so politely and are always so friendly and cheerful onthe phone . Reviewed on: 24th June 2021

Family friendly service

5
We have used cockle finance for a number of years. They always show care, understanding and are always there to help, but at the same time responsible leaders, ensuring that you are comfortable with the repayments. Everything is clearly explained in a language that is understood- no technical jargon - that can sometimes be hard to understand. The people working there are always friendly even when times are tough. We have found everyone from office staff to the collectors to be caring, understanding and always contactable if any problems arise. Brilliant service makes confident and returning customers. Reviewed on: 24th June 2021

Best of the best

5
Always polite always happy to help and been a costumer a long time Reviewed on: 23rd June 2021

Worth the stars

5
Good customer service and very polite Reviewed on: 22nd June 2021

Review Cockle Finance: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review