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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Friendly staff and fast service

5
The brokers are friendly and they help me prepare my application really fast Reviewed on: 2nd February 2023

Top Service

5
Polite, efficient and easy to deal with. I would certainly recommend Habito Reviewed on: 2nd February 2023

Easy, attentive, simple

5
The overall process was very hassle-free. We were not rushing to re-mortgage and so we were able to ask our mortgage advisor a lot of questions before deciding on a new deal, and he gave quick and detailed answers when we did. Reviewed on: 2nd February 2023

Attentive, live communication & simple document process

5
After waiting a few days for my initial information to be processed, I was taken care of by an advisor in the live chat, who walked me through every step of the process within one afternoon. It made the process as stress free as can be. Reviewed on: 2nd February 2023

Great!

5
They’re friendly, helpful and knowledgeable Reviewed on: 2nd February 2023

Professional easy process

5
Mortgage broker was professional and knowledgeable. He sent me a research of lenders and a report of his recommendations based on my circumstances. He gave direct advice and was open about what options won’t work for me. Online form as well as upload of documents straightforward. Easy process as I concluded with a product from my existing lender. Reviewed on: 1st February 2023

Lovely people, easy process

5
Habito have been great throughout. Joe was our guy who was brilliant at every stage. Really simple, quick and friendly. Reviewed on: 1st February 2023

Good comms start to finish

4
their whole product is built around a chat, however if you log on you need to wait ages for each message to pop in one by one before you can see your reply, very fustrating. Otherwise good service Reviewed on: 1st February 2023

Helpful

5
Really helpful and provided us with some great advice! Reviewed on: 1st February 2023

Simple, fast and modern mortgage brokers!

5
Another really good experience looking for a new mortgage deal with Habito (have used them before). Easy and fast to chat to an experienced human via online message service and all info and documents super easy to provide online. All my questions were answered very quickly and my advisor was super fast to provide options when I changed my mind on the mortgage terms I was looking for. Will be back again when I'm looking for my next mortgage deal. Reviewed on: 1st February 2023

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