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Habito: Mortgage Broker reviews

4.92
Based on 1,466 reviews, last reviewed 4th Feb 2026
8000% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Fantastic experience - thanks to Scott! We just received our mortgage offer with Nationwide and couldn't be happier. Our broker, Scott Milburn, was brilliant throughout the process. He found... Read more Reviewed on: 4th February 2026
Paul Hughes's avatar
Paul Hughes

Latest lowest rating:

2

You get better advise from Google search Even though I got an offer in the end the experience was horrendous and I would advise this broker to anyone. My property was undervalued and amid the... Read more Reviewed on: 17th October 2022
Rissa's avatar
Rissa

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1466)

Fantastic experience - thanks to Scott!

5
We just received our mortgage offer with Nationwide and couldn't be happier. Our broker, Scott Milburn, was brilliant throughout the process. He found us a great fixed-rate deal and made the whole application smooth. Even when there were small fiddly bits with document uploads, the team helped us get it sorted quickly. Highly recommend Habito for taking the stress out of buying our home! Reviewed on: 4th February 2026

Great help and advise nothing is too much

5
Great help and advise nothing is too much Reviewed on: 4th February 2026

Brilliant experience

5
I've used Habito twice now when remortgaging and I have no complaints whatsoever. I've only ever had an excellent experience. The mortgage advisers are so helpful and responsive at all times. I would highly recommend Habito to others, it's fantastic. Reviewed on: 4th February 2026

Used several times successfully

5
Comparison with other mortgages is good at Habito, friendly team that provides successful outcome Reviewed on: 4th February 2026

Excellent service. Very helpful

5
Very helpful, especially with tech issues I had retrieving my documents Reviewed on: 4th February 2026

Excellent mortgage broker

5
They are really responsive and effective to give us timely advice. Reviewed on: 4th February 2026

Always on hand to answer questions.

5
Always on hand to answer questions. All steps of the process are very clear. I really like that once jobs are finished they are ticked off and updated regularly. They have made buying my first property as easy as it can be and being a pro customer they keep me updated on all areas of the buying process. Reviewed on: 4th February 2026

It’s the only way I’ll renew my mortgage.

5
It’s the only way I’ll renew my mortgage. The whole experience is just amazing start to finish. Reviewed on: 4th February 2026

Stress-free thanks to great people

5
Habito is a completely free mortgage broking service, yet the level of service and the deals they offer feel like something you’d expect to pay hundreds for. The website is incredibly easy to use, looks great, and makes it simple to track every stage of the process and exactly what’s required at each step. What is usually a very complicated and stressful process is made to feel straightforward and manageable. The customer service is genuinely outstanding - someone always replies within minutes, and it feels truly personalised. You never have to re-explain your situation because everything is clearly tracked. I’ve worked with Emily at Habito for over two years now and have had the best experience throughout. I couldn’t recommend Habito more, especially for first-time buyers who might feel completely lost. Reviewed on: 3rd February 2026

Easy, Communicative and Friendly

5
Even though it's entirely online, I found Habito to be one of the most communicative companies I've used! Alicia was friendly, informative and efficient. Would absolutely recommend! Reviewed on: 3rd February 2026

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