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Habito: Mortgage Broker reviews

Name: Mortgage Broker
Rating: 4.92 (1488 reviews)

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4.92

Based on 1,488 reviews, last reviewed 8th May 2026

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026

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About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Straightforward application process

Habito made it easy for me to see what decisions I had to make about my mortgage and they were on hand to answer any questions I had. I liked that the final mortgage recommendation also came with a list of other potential reccs, so that I could weight the pros and cons of my final choice. My assistant was helpful, friendly and upbeat Reviewed on: 11th March 2022

Great service

Fantastic digital set up - the whole process was very smooth and transparent. Reviewed on: 10th March 2022

Great customer service

Habito is a very friendly and professional mortgage broker platform that helped me with my BTL mortgage in a very professional manner. Reviewed on: 10th March 2022

Fantastic service once more.

We used Habito for our mortgage application two years ago and were highly impressed so it was a no brainer who to turn to come remortgaging time. Emily the advisor was fantastic in helping us through various options regarding capital raising for building work, debt consolidation etc. and found us the ideal product that met all our needs. I find the online process far far easier than having to spend hours speaking to someone over the phone or making appointments for in person consultations. I’ve recommended Habito countless times in the last two years and will continue to do so! Reviewed on: 10th March 2022

Easy to Use with Great Communication

So far the process with Habito has been easy and stress free. We were recommended by a family member, and we would recommend to our friends. Reviewed on: 10th March 2022

Great service!

We have just applied for a mortgage through Habito. We were in correspondence with an advisor called Deepak. It was great that one advisor is able to help you through the application which means you get the personal experience even though it is a large company. Deepak processed the application very quickly, and any queries that were raised were explained in a clear and concise manner. This made the process stress free. Thank you Deepak and Habito! Reviewed on: 9th March 2022

Slightly disappointed

Still in the process of sorting out our mortgage, however we were several weeks into the process with our first choice mortgage before we were rejected for the service fees on our flat being too high. Which is fine, however this research could have been done in the first place, saving 2-3 weeks of time. Reviewed on: 9th March 2022

Highly recommended

Efficient, thorough, friendly, and extremely helpful. Our broker David was there whenever I needed to ask questions, no matter how small. He made the process extremely stress free. Reviewed on: 9th March 2022

Amazing Service. Amazing Experience.

We’ve used Habito for our last two remortgages and the service they offer is second to none. The process from start to finish is painless and simplistic but where they really shine is customer service. They really care about their customers and do their very best to get the right outcome for them. Will I be using them again? Absolutely. Reviewed on: 9th March 2022

Very easy, user friendly

It was perfect for me with busy working days, able to talk in evenings and easy to follow upload process for documents etc, with personalised mortgage advice at no cost! Reviewed on: 9th March 2022

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