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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Easy, intuitive. The way mortgages should be arranged in a digital world.

5
We have brokered 2 mortgages through Habito in the previous 6 months and it couldn't have been easier. Helpful staff are always clear and prompt on live chat. Uploading and storing application documents all online makes the process quick and easy and avoids refilling forms even when the market changes mid-application and a new, better offer is recommended. Thanks Habito. Reviewed on: 13th April 2021

My go to broker

5
I’ve used Habito a number of times now for remortgaging and a current house move and they have been one of the most responsive broker I have used. Their platform is second to none and makes everything really simple to follow and complete. You get the benefit of a modern platform and the ability to speak with someone too. Rather than having to take an hour of time out of my day to speak to someone, I can gradually complete an application over the course of the day and then answer a few follow up questions. I’ve also used the same broker on each occasion (David) so they remember who you last dealt with and reassign where possible. Never had a problem and would highly recommend! Service at its best! Reviewed on: 13th April 2021

Mortgage Search

4
Very helpful and quick to respond. I felt.like I.was being looked after as a person, not a number. Reviewed on: 13th April 2021

Mr

5
Vert helpful and straightforward Reviewed on: 12th April 2021

Habito makes the home-buying process straight forward and stress free!

5
Slick service which means we are fully in the know about the home buying process. Nothing is a mystery and there is no stone left unturned. Friendly and supportive service - would highly recommend! Reviewed on: 12th April 2021

Superb support and advice throughout

5
From the moment I made initial contact with Habito, I have received superb and excellent support and advise from Steven every step of the way and when he was away, his colleague Sam provided similar support. I can't fault their service at all. For online mortgage brokers, they are absolutely brilliant in responding to queries and emails - very quick responses to questions, even better! As a first time buyer, who had a lot of questions, Steven and Sam alleviated the concerns by providing me with timely advice and guidance. I would recommend Habito 200%. Reviewed on: 12th April 2021

Remortgage for fixed rate

5
Jessica has been with us from beginning of application and has got us to submitting stage in less than a week. She has been really helpful and answered any questions in super quick time. I can't recommend Habito enough. I found my original mortgage with them and will certainly use them again when my mortgage fix rate is finishing again. Reviewed on: 12th April 2021

Modern Day Saviour

5
The fact that Habito is fully online has been a god send through purchasing a property during Covid. Secondly, Jessica (our advisor) has been an absolute lifeline during our two house purchases over the last 2 years and I cannot thank her enough for all her help. Reviewed on: 12th April 2021

Easy peasey

5
Super pleased with Habito from start to finish. Despite only having contact via chat, I felt up to date throughout. The only negative for me, was not having the ability to have a verbal conversation when I had queries that were a bit complicated to communicate over messenger. But overall, very happy Reviewed on: 11th April 2021

Awesom!

5
very fast, efficient, professional and courteous Reviewed on: 10th April 2021

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