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Hamilton Fraser: Cosmetic Indemnity Insurance reviews

4.89
Based on 397 reviews, last reviewed 8th Feb 2026
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Latest highest rating:

5

Great Company I’ve always received great service and clear information from Hamilton Fraser. They’ve proven to be a trusted and reliable source over the years. Reviewed on: 20th October 2025
Donald O's avatar
Donald O

Latest lowest rating:

1

Absolutely awful service. Absolutely awful service. I’m literally trying to give them my money and can’t even get a response. Imagine if you actually had a real problem or need... Read more Reviewed on: 8th February 2026
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Nick zammit

About this product

Hamilton Fraser’s cosmetic malpractice insurance is designed to protect you, the practitioner, against allegations of malpractice and negligence whilst administering aesthetic treatments.

If you have used Hamilton Fraser’s medical malpractice insurance, please leave a review on their Smart Money People review page.

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Hamilton Fraser Cosmetic Indemnity Insurance reviews (397)

Excellent cover and customer service

5
I have used this company for years now and never had any issues. If I have had any queries they have been able to answer them easily and promptly. The premium is higher than some but worth it for the cover provided. Reviewed on: 28th September 2023

incredible, professional and friendly

5
always there to listen and talk things through Reviewed on: 28th September 2023

Amazing company

5
The very best for all you business needs to be covered. Wouldn’t look any where else! Reviewed on: 28th September 2023

information understandable to make a inform choice

5
when I first started up by business I was a novice to insurance and how to choose an insurance to meet my needs. With support from the team and understandable jargon I was able to make an informed choice regarding the type of insurance i required for the safety of my clients and myself ensuring I work within the standard laid out by anaesthetic guidelines Reviewed on: 28th September 2023

Excellent and helpful provider

5
I have had nothing but great service from HF. When I had to halt my indemnity insurance whilst on maternity leave, HF were quick to help me plan my cover accordingly. I wouldn’t pick anyone else. Reviewed on: 28th September 2023

customer focused

5
insurance company that puts the customer front and centre, easy to deal with and responsive, no issue to small would highly recommend to my fellow aesthetic practitioners Reviewed on: 28th September 2023

Excellent cover

5
Really easy to set up policy, clear cover oitloney Reviewed on: 28th September 2023

Easy to deal with

5
Easy to deal with, quick friendly. They also advised before I did training on elements I needed to check to ensure I wouldn't waste my money and could get insurance after. Also, like the jccp membership Reviewed on: 28th September 2023

Very supportive.

5
6 years ago I unfortunately received a no win no fee complaint, which was an awful and stressful situation. They fully supported me along the way, and this is when you need it. Reviewed on: 28th September 2023

Quick & Easy

5
Friendly fast service at a sensible cost Reviewed on: 28th September 2023

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