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Hamilton Fraser: Cosmetic Indemnity Insurance reviews

Name: Cosmetic Indemnity Insurance
Rating: 4.95 (396 reviews)

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4.92

Based on 396 reviews, last reviewed 20th Oct 2025

39% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Great Company I’ve always received great service and clear information from Hamilton Fraser. They’ve proven to be a trusted and reliable source over the years. Reviewed on: 20th October 2025

Latest lowest rating:

1

Every time I try to get into my account to check, I... Every time I try to get into my account to check, I have to do this review which is really annoying as you can’t get into your account until you have ... Read more Reviewed on: 30th September 2025

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About this product

Hamilton Fraser’s cosmetic malpractice insurance is designed to protect you, the practitioner, against allegations of malpractice and negligence whilst administering aesthetic treatments.
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If you have used Hamilton Fraser’s medical malpractice insurance, please leave a review on their Smart Money People review page.

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Hamilton Fraser Cosmetic Indemnity Insurance reviews (396)

Always excellent customer service, all emails respon...

Always excellent customer service, all emails responded to quickly and efficiently. I have contacted you many times to add new treatments to my policy and staff are always happy and willing to help. Reviewed on: 29th July 2025

Very simple and effective, straight to the point and...

Very simple and effective, straight to the point and quick to answer the calls when you need them. I have been with them for many years Reviewed on: 29th July 2025

HFIS are the best at what they do.

HFIS are the best at what they do, but what they do is more than just insurance cover. They provide confidence and credibility on a personal and industry level. They have gained the respect of the wider sector, creating a genuine USP and setting a benchmark for insurance standards. Reviewed on: 29th July 2025

Very good price comparing what they cover

Very good price comparing what they cover Reviewed on: 29th July 2025

Been using them for two years .

Been using them for two years . They always are able to answer any questions when I talk to them at the shows or on the phone or email. I feel reassured that I have the protection I need Reviewed on: 29th July 2025

Only provider for me!

Great - very responsive, clear communication, supportive Reviewed on: 29th July 2025

Very responsive and always willing to advise

Very responsive and always willing to advise Reviewed on: 10th July 2025

Staff always helpful and knowledgeable

Staff always helpful and knowledgeable Reviewed on: 10th July 2025

Consultant in General Surgeon

I believe that doctors and nurses should be paying less for professional insurance for aesthetic procedures compared to beauticians or non-medical practitioners. The reasoning is simple: medical professionals have significantly more training, are strictly regulated, and are better equipped to handle complications or emergencies during procedures. This leads to a lower overall risk, which should be reflected in insurance premiums. Beauticians, while skilled in their own field, generally don’t have the same level of medical education, clinical experience, or regulatory oversight. That increases the potential risk of complications and claims, which justifies a higher insurance rate on their side. It makes sense that insurance premiums reflect actual risk—and qualified medical professionals performing aesthetic procedures usually present a much lower one. Reviewed on: 10th July 2025

Quote is always competitive and usually the best.

Quote is always competitive and usually the best. Easy to change the policy and apply add ons. Reviewed on: 9th July 2025

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