HSBC Reviews

Ratings based on 1201 reviews Last review 1 week ago
3.70 / 5Great overall rating

HSBC reviews written by our Smart Money People can help you to find out more about this global banking giant. HSBC says that its purpose is to connect customers to opportunities, enable businesses to thrive and economies to prosper. Do you agree?...

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HSBC reviews written by our Smart Money People can help you to find out more about this global banking giant. HSBC says that its purpose is to connect customers to opportunities, enable businesses to thrive and economies to prosper. Do you agree? Smart Money People is the UK's independent financial services review site. Read and write HSBC bank reviews, and together we can help to increase trust and transparency in financial services.

5 474
4 320
3 151
2 83
1 171

Your HSBC Reviews (1201)

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12th October 2020

Nightmare for balance transfer

So, you can't transfer from another card until you can log on, and you can't log on until you get an activatation code/card reader ( no sign after two weeks) and if, like me, you have no mobile signal, then you are stuffed. Of course you don't find...

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So, you can't transfer from another card until you can log on, and you can't log on until you get an activatation code/card reader ( no sign after two weeks) and if, like me, you have no mobile signal, then you are stuffed. Of course you don't find this out until you have spent ages getting a telephone activation code (20 mins) and set a ridiculous number of passwords. Ok, so you can do a transfer over the phone. First call took 40 mins to be told that I couldn't do the transfer and that I had to call Sainsburys. Another 25 mins on hold, and after they stopped laughing, was told that HSBC had to initiate (well I knew that anyway didn't I?). So back we go to HSBC, and after 1 hour and 40 mins (yes really) the transfer is done. So to sum up, if you have nothing better to do than waste your time and you have a mobile signal and like nothing better than setting interminable passwords/security questions then HSBC is for you!









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7th October 2020

very poor, very long

log time to set up, then locked out on my first payment above 2k eventhough you used the in number generator thing, rang the number they approved the amount but said i had to go to a branch to unlock... ok I get to the branch they send me away saying...

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log time to set up, then locked out on my first payment above 2k eventhough you used the in number generator thing, rang the number they approved the amount but said i had to go to a branch to unlock... ok I get to the branch they send me away saying they cannot unlock please ring this different number. Over an hour on the phone waiting for a service agent........when does it get to the point where its costing me too much time to 'pay' myself

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28th September 2020

Absolutely appalling is the nicest adjective I can use!

My business has 3 separate companies accounts, and is charity and not for profit supporting the NHS Maternity sector. We have been with HSBC for over 35 years. I have never, ever, been so frustrated and angry as now with regard to its supposed...

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My business has 3 separate companies accounts, and is charity and not for profit supporting the NHS Maternity sector. We have been with HSBC for over 35 years. I have never, ever, been so frustrated and angry as now with regard to its supposed 'safeguarding' technique for want of a better word. The issue with one of the companies has been going on now for over 18 months. Constant emailing, phoning (which is a nightmare - waiting for at least half an hour to find you cant hear the person at the end, and they don't seem to understand anything), and complaining. Generic non sensible responses to any complaint - just a standard nothing telling you how' important safeguarding is and for us to be mindful of taking it seriously'!!! The safeguarding on line form is impossible to complete for us as most of the questions are irrelevant to our charity. One document fits all as they say! We finally completed this after one year in February, after an apology and small compensation for what took literally days out of my business time! Hooray I thought. To my horror another request was flagged up three weeks later to complete another! 'It is a random request from the computer' says the non helpful HSBC clerk. There are so many issues, and the problem is that nothing seems to get resolved. I cannot bear this anymore, and no one with any tiny amount of competence is available. Can anyone help???

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26th September 2020

Poor service

Called for breakdown rescue since 12.15 today and eight hours later and I am still waiting. From light to dark and feeling really vulnerable. HSBC uses RAC and RAC sent texts every 30 mins but nothing happened except apologies. Waiting now more...

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Called for breakdown rescue since 12.15 today and eight hours later and I am still waiting. From light to dark and feeling really vulnerable. HSBC uses RAC and RAC sent texts every 30 mins but nothing happened except apologies. Waiting now more than eight hours and exceptional poor service

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15th September 2020

Appalling service and hopeless processes

I have been locked out of my account for days for the simple error of needing to change a password. A simple problem that most organisations deal with online within a few minutes. With HSBC this has taken days and still nothing. The on-line system...

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I have been locked out of my account for days for the simple error of needing to change a password. A simple problem that most organisations deal with online within a few minutes. With HSBC this has taken days and still nothing. The on-line system requires downloading a form printing it signing, scanning it and emailing back, which is then ignored. They have frozen my on-line account without any email or warning. Just now I was on hold on for over two hours before the call was cancelled, back on again and waiting. Do not touch this bank, if you are with this bank move.

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15th September 2020

HSBC - cheque

My father in law wanted to close his account and moved his moved to me for safe keeping, same surname...

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My father in law wanted to close his account and moved his moved to me for safe keeping, same surname
HSBC blocked the account, which is great, but why, the cheque was to the same surname not someone else, I agree it was in case it was fake etc, anyway, now the account is blocked!

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6th September 2020

ignore you do not listen do not care/ don't attempt to think they are reasonable or helpful.

uncaring -obstructive do not listen to complaints will give you the run around /pretend they dont know what you are asking. May sort any problems in decades if ever? PLEASE DONT OPEN ANY ACCOUNTS WITH THEM REGRETS YOU WILL HAVE MORE THAN A FEW!

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18th August 2020

HSBC WILL BANKRUPT YOU WITHOUT A THOUGHT

i HAD BOTH MY PERSONAL AND BUSINESS ACCOUNTS WITH HSBC AFTER LEAVING BARCLAYS OF 28 YEARS. THIS WAS THE BIGGEST MISTAKE OF MY LIFE. THEY LOCKED BOTH BANKS WITHOUT A PHONE CALL TEXT OR EMAIL TO TELL ME, I HAD TO FIND OUT WHEN I COULDNT GET MONEY OUT,...

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i HAD BOTH MY PERSONAL AND BUSINESS ACCOUNTS WITH HSBC AFTER LEAVING BARCLAYS OF 28 YEARS. THIS WAS THE BIGGEST MISTAKE OF MY LIFE. THEY LOCKED BOTH BANKS WITHOUT A PHONE CALL TEXT OR EMAIL TO TELL ME, I HAD TO FIND OUT WHEN I COULDNT GET MONEY OUT, PAY ANYONE AND ALSO NO ONE COULD PAY ME. AFTER DAYS AND DAYS ON THE PHONES COMPLAINING I STILL HAVENT RECIEVED ANY INFORMATION AS TO WHY THEY CLOSED MY ACCOUNTS AND WAS TOLD IT COULD TAKE UP TO 8 WEEKS. WELL IM SUPPOSED TO PAY PEOPLE AND HAVE A NEW MORTGAGE COMING THROUGH FOR WHICH I CANT GET MY DEPOSIT OUT, SO BASICALLY I HAVE NO ACCESS TO ANY MONEY FOR A POSSIBLE 8 WEEKS AND THEY SAY ITS LEGAL. WELL ONE THING IS FOR SURE MY BUSINESS WILL SUFFER AND MY CREDIT RATING WILL BE DESTROYED AND YET THEY STILL WILL NOT ANSWER ME AS TO WHY......... MY ADVICE IS STAY WELL AWAY FROM HSBC AS THE SERVICE IS TERRIBLE, FORGET COVID AS THEY USE THAT AS AN EXCUSE AS THEY DONT CARE ABOUT THE LIKES OF ME OR YOU AND JUST WALK ALL OVER US. IF YOU JOIN DONT SAY I DIDNT WARN YOU.

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16th August 2020

Business internet banking is a joke

From the start it has been a traumatic experience trying to sort out internet banking online banking and all the other names of banking that has got me in a tangle. Not even staff in the branches understand the problems. It is a useless tool that is...

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From the start it has been a traumatic experience trying to sort out internet banking online banking and all the other names of banking that has got me in a tangle. Not even staff in the branches understand the problems. It is a useless tool that is inherently impossible to use for the lay person

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12th August 2020

If I could rate 0

I wanted to make a payment a week ago for my phone bill, ho-ewer i wast able as my card didnt went trough, once i called bank i was told that my card has been frauded , i explained that it was me who was using the card for jd sports , any how I told...

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I wanted to make a payment a week ago for my phone bill, ho-ewer i wast able as my card didnt went trough, once i called bank i was told that my card has been frauded , i explained that it was me who was using the card for jd sports , any how I told that i just want to pay bill for the phone and she told me that i CANT, after long arguments she let me to pay the bill for my phone and told me that she will order new card, i was ok with that, however i asked if i can use this card to buy food and travel home, she said yes, and also that i will be able to take the cash....next day morning i went to the coffee shop and i was with work colleagues and my card declined i was so embarrassed ..after work i wanted to go home when i went to the bus card was declining again, so i went to nearest atm and wanted to take the cash, once i put card in the cash point there was a message than my card frauded and it was swollen /taken by atm,so I left with no card and money as it was Friday after working hours and none of the HSBC banks open Saturday and Sunday. i called bank and complained that i was told that i will be able to use my money while new card on the way but nevertheless my card was taken by cash machine , so i left with no cash no card, i have no familly here i am walking to work every day i cancelled my plans and i also had usines flights and many things regarding work and payments , i have been told that new card will arrive 3-5 working busines days hoewer nothing received yet after 5 days, when i called ONE MORE TIME today, on the phone i understoon that card wasnt ordered at all and she told me that i need to wait 5 more working days which is almost 2 weeks ...i have no word how much ,stress, confusion it cost for me also in regards of my work , business , and all kind of things, only my phone calls to you cost me almost 50£ also i wast able to make many payments and i am told to wait 5 more working days thats terrible that 3 people couldn't order the cards by mistake , and i want a compensation because it cost me a lot of damage not only money wise but physically and mentally.

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10th August 2020

Useless bank

HSBC Bloody useless bank! Been waiting nearly 12 weeks for bounce back loan, chased sign-off docs, signed them three weeks ago, was told money would be in account within 48 hours, still nothing! AND that is after chasing it up upteen times, Bank...

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HSBC Bloody useless bank! Been waiting nearly 12 weeks for bounce back loan, chased sign-off docs, signed them three weeks ago, was told money would be in account within 48 hours, still nothing! AND that is after chasing it up upteen times, Bank Manager been on the case for last week, he's getting no-where, apparently. Anyone thinking of joining this bank should think twice, as I know lots of people leaving it! I have been with the bank for 35 years, when it was Midland Bank, since becoming HSBC, it has slowly gone down hill to an incompetent mess!

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6th August 2020

Terrible Likely to collapse

I moved all my money out today. Trying to pay online bills but taking longer than the 10minutes expiry to receive a one-time-passcode . Telephone support wanted to issue a 'passcode by post within 7 days'. I have had a series of terrible customer...

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I moved all my money out today. Trying to pay online bills but taking longer than the 10minutes expiry to receive a one-time-passcode . Telephone support wanted to issue a 'passcode by post within 7 days'. I have had a series of terrible customer service interactions & I am now giving up and moving banks. NOT RECOMMENDED

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3rd August 2020

Nothing 'Premier' about it!

Second month in with HSBC Premier and still not been assigned a relationship manager... after two phone calls to them - nothing back. Online chat response is non-existent. Generally rigid, impersonal and run of the mill basic banking services - my...

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Second month in with HSBC Premier and still not been assigned a relationship manager... after two phone calls to them - nothing back. Online chat response is non-existent. Generally rigid, impersonal and run of the mill basic banking services - my basic TSB account was better than this. Don't get sucked in with the 'Premier' label - it's a marketing gimmick - there is absolutely nothing 'Premier' about this service at all!

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