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HSBC Reviews

Ratings based on 566 reviews Last review 7 hours ago
3.60 / 5Great overall rating

HSBC reviews written by our Smart Money People can help you to find out more about this global banking giant. HSBC says that its purpose is to connect customers to opportunities, enable businesses to thrive and economies to prosper. Do you agree?...

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HSBC reviews written by our Smart Money People can help you to find out more about this global banking giant. HSBC says that its purpose is to connect customers to opportunities, enable businesses to thrive and economies to prosper. Do you agree? Smart Money People is the UK's independent financial services review site. Read and write HSBC bank reviews, and together we can help to increase trust and transparency in financial services.

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Your HSBC Reviews (566)

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21st July 2017

Denied Bank account with no valid reason

worst customer experience trying to open a bank account. I have crossed international borders with my temporary passport without any problems but HSBC for some reason won't accept it?! all government institutions, including the British government,...

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worst customer experience trying to open a bank account. I have crossed international borders with my temporary passport without any problems but HSBC for some reason won't accept it?! all government institutions, including the British government, have accepted my passport since it is a valid, government issued passport so HSBC had no valid reason deny me a bank account. When asked what the issue is, their employee said: the tenure of your passport. However, they accept non-temporary passports that expire at the same time as my temporary passport so that obviously doesn't constitute a valid reason.

Plus, after completing one of their online applications for a bank account, I waited for 3 weeks for a phone call to arrange a meeting but that never happened. then, i had to call myself and start completing the form via phone, AGAIN! so why do they even have the option of online applications if you never attend to your customers anyways?!

Conclusion: horribly bureaucratic without any solid reasoning behind it.

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4th July 2017

Easy to use and access

I found it simple to set up this account via the online banking service of my existing current account with HSBC, and I can access it on the same screen to move money with ease and check the current balance. The interest rate is poor, but I trust the...

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I found it simple to set up this account via the online banking service of my existing current account with HSBC, and I can access it on the same screen to move money with ease and check the current balance. The interest rate is poor, but I trust the bank and in the current financial climate, I found few places offering better rates.

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4th July 2017

Reasonable fees, poor user interface

HSBCs investment platform is very basic, limited functionality and portfolio view options, although it is easy to use. Also, they do not charge holding fees like other providers such as HL, although they do charge a quarterly admin fee. Also, the lack...

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HSBCs investment platform is very basic, limited functionality and portfolio view options, although it is easy to use. Also, they do not charge holding fees like other providers such as HL, although they do charge a quarterly admin fee. Also, the lack of a mobile app to manage investment seems a bit behind the times, pretty disappointing considering the size and scale of HSBCs operation.

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15th June 2017

Charged after explaining money troubles

I had a credit card and they said they would help me sort a payment plan after I lost my job and couldn't afford repayments, a week later they slapped penalty charges on and sent it to bailiffs who added even more Charges, putting me in further money...

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I had a credit card and they said they would help me sort a payment plan after I lost my job and couldn't afford repayments, a week later they slapped penalty charges on and sent it to bailiffs who added even more Charges, putting me in further money problems

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