HSBC reviews
HSBC reviews
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FCA approved and regulated
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Has branches you can visit in-person
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Manage your account or policy via an app or website
Review summary
People rate this company as Average based on 1,991 product reviews
Latest positive rating
My bank account
Good bank and amazing staff and great customer service
Latest negative rating
Archaic, 19th century bank.
Archaic, 19th century bank. Can't do anything online without filling out forms that disappear into the ether. If anything is wrong with them, they don't... Archaic, 19th century bank. Can't do anything online without filling out forms that disappear into the ether. If anything is wrong with them, they don't speak to you. Locked out of telephone banking after mis typing my security pin by 1 digit, once. No second try. Took over a business using HSBC banking in JUNE, and now in January of the following year, I STILL don't have access to online banking. I absolutely, categorically, hate this bank. Read more Read less
About HSBC
HSBC is a global financial institution that provides financial services to customers in over 60 countries.
HSBC was originally founded in 1865 in Hong Kong and gradually expanded its services across the world. Today, HSBC UK is headquartered in Birmingham and serves over 14m people across the UK.
HSBC offers a wide range of products across banking, lending, investing and insurance.
HSBC at a glance
Reviews for HSBC
Showing 11 of 1991 company reviews • Last reviewed within 7 days
Archaic, 19th century bank.
Archaic, 19th century bank. Can't do anything online without filling out forms that disappear into the ether. If anything is wrong with them, they don't... Archaic, 19th century bank. Can't do anything online without filling out forms that disappear into the ether. If anything is wrong with them, they don't speak to you. Locked out of telephone banking after mis typing my security pin by 1 digit, once. No second try. Took over a business using HSBC banking in JUNE, and now in January of the following year, I STILL don't have access to online banking. I absolutely, categorically, hate this bank. Read more Read less
I had a HSBC Premier Credit card with a Limit of 4k,...
I had a HSBC Premier Credit card with a Limit of 4k, my balance was £1700 which is less than 50% Utililzation. I have no... I had a HSBC Premier Credit card with a Limit of 4k, my balance was £1700 which is less than 50% Utililzation. I have no missed payments and the card hadn’t been used for at least 6months. I was paying the minimum payments which HSBC set at £47 per month. I had been paying this for months when I received at letter talking about increasing my payment amount. The letter described a “suggested” payment amount which was only £63. Simply out of convenience I opted to stay with the current payment amount as it suited me and there was no mention of any negative consequences on the letter. Fast forward a number of months and I try to use the card in Tescos… DECLINED. I thought I messed up the pin so I called HSBC CC to reissue a new pin, The man on the phone told me the problem was actually because they put a block on the card as they consider me to be in “Persistent Debt”. Told them they set the minimum payment and they been happy collecting the interest, now all of a sudden I’m branded in debt. They came up with lots of excuses like it’s FCA rules however the FCA doesn’t mandate a bank that they must block a card after a certain time. However they “may” if there was mitigating factors like poor payment history. Long story short, they point blank refused to lift the block until the entire balance was settled. A bit of laugh these lot are, They didn’t even tell me the block happened or gave some sort of forewarning that IF you don’t do this then we will block your card by this date. NOTHING. You can’t even tell the card is blocked on the banking app, literally says i have an available balance still. It’s only if you try to use it won’t let you. To conclude the man tried to upsell me a HSBC personal loan to clear the credit card balance. In essence taking more debt to pay debt. Left hand feeding the right hand. Such cowboys. Despite being branded “persistent debt”. I went to Lloyds and they happily gave me a 10k credit limit card and I’ve not done a 0% balance transfer. Addios HSBC Read more Read less
Products from HSBC
Bank Account
by HSBCThe HSBC Bank Account gives access to a range of other offers, with no monthly account fee. With an HSBC Bank Account, you can apply for an HSBC Global Money...
Bank Account
by HSBCThe HSBC Bank Account gives access to a range of other offers, with no monthly account fee. With an HSBC Bank Account, you can apply for an HSBC Global Money...
Business Banking
by HSBCHSBC business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at HSBC is really like. With business banking...
Business Banking
by HSBCHSBC business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at HSBC is really like. With business banking...
Credit Card
by HSBCHSBC Credit Card reviews can help you to find out about the pros and cons of the HSBC Credit Card credit card. What kind of features do HSBC customers like?...
Credit Card
by HSBCHSBC Credit Card reviews can help you to find out about the pros and cons of the HSBC Credit Card credit card. What kind of features do HSBC customers like?...
Fixed Rate Mortgage
by HSBCHSBC is a financial services provider offering a range of products and services, including a variety of mortgages. A fixed rate mortgage has a set interest rate that lasts a...
Fixed Rate Mortgage
by HSBCHSBC is a financial services provider offering a range of products and services, including a variety of mortgages. A fixed rate mortgage has a set interest rate that lasts a...
Premier Bank Account
by HSBCHSBC Premier is a premium current account that offers a range of services. To be eligible, you’ll need an annual income or savings and investments of at least £100,000 or...
Premier Bank Account
by HSBCHSBC Premier is a premium current account that offers a range of services. To be eligible, you’ll need an annual income or savings and investments of at least £100,000 or...
Personal Loan
by HSBCHSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan...
Personal Loan
by HSBCHSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan...
Bank Account Pay Monthly
by HSBCHSBC Bank Account Pay Monthly reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Bank Account Pay Monthly reviews...
Bank Account Pay Monthly
by HSBCHSBC Bank Account Pay Monthly reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Bank Account Pay Monthly reviews...
Regular Saver
by HSBCHSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews...
Regular Saver
by HSBCHSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews...
Premier Credit Card
by HSBCHSBC Premier credit card reviews can help you to find out about the pros and cons of the HSBC Premier card. What kind of features do HSBC customers like? Find...
Premier Credit Card
by HSBCHSBC Premier credit card reviews can help you to find out about the pros and cons of the HSBC Premier card. What kind of features do HSBC customers like? Find...
Loyalty Cash ISA
by HSBCHSBC ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with HSBC is really like. Oh, and if...
Loyalty Cash ISA
by HSBCHSBC ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with HSBC is really like. Oh, and if...
Student Bank Account
by HSBCHSBC Student Bank Account reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Student Bank Account reviews to find...
Student Bank Account
by HSBCHSBC Student Bank Account reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Student Bank Account reviews to find...
Tracker Rate Mortgage
by HSBCHSBC is a financial services provider offering a range of services, including a variety of mortgage products. A tracker mortgage will usually follow the current interest rate closely, often charging...
Tracker Rate Mortgage
by HSBCHSBC is a financial services provider offering a range of services, including a variety of mortgage products. A tracker mortgage will usually follow the current interest rate closely, often charging...
Investments
by HSBCHSBC investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with HSBC is really like. Oh, and if you...
Investments
by HSBCHSBC investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with HSBC is really like. Oh, and if you...
Breakdown Assistance
by HSBCLike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Breakdown Assistance
by HSBCLike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Travel Insurance
by HSBCDo you buy travel insurance before going abroad? There are hundreds of different travel insurance policies on the market, all designed to help you stay protected while travelling...and giving you...
Travel Insurance
by HSBCDo you buy travel insurance before going abroad? There are hundreds of different travel insurance policies on the market, all designed to help you stay protected while travelling...and giving you...
Fixed Rate Saver Bond
by HSBCHSBC bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the HSBC's customer service? Smart Money People...
Fixed Rate Saver Bond
by HSBCHSBC bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the HSBC's customer service? Smart Money People...
Online Bonus Saver
by HSBCHSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews...
Online Bonus Saver
by HSBCHSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews...
Travel Money
by HSBCBefore we go off on our holiday, there's always a last minute dash for some travel money! With more and more options available, it really does pay to do a...
Travel Money
by HSBCBefore we go off on our holiday, there's always a last minute dash for some travel money! With more and more options available, it really does pay to do a...
Home Insurance
by HSBCHSBC home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did HSBC handle your home insurance claim?...
Home Insurance
by HSBCHSBC home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did HSBC handle your home insurance claim?...
Stocks and Shares ISA
by HSBCHSBC ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with HSBC is really like. Oh, and if...
Stocks and Shares ISA
by HSBCHSBC ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with HSBC is really like. Oh, and if...
Business Insurance
by HSBCHSBC business insurance reviews can help you to find out what other businesses think about having an insurance policy with HSBC is like. How easy to understand are the policy...
Business Insurance
by HSBCHSBC business insurance reviews can help you to find out what other businesses think about having an insurance policy with HSBC is like. How easy to understand are the policy...
Help to Buy ISA
by HSBCDo you want to know more about HSBC's Help to Buy ISA? Read HSBC Help to Buy ISA reviews on Smart Money People today. We're aiming to be the UK's...
Help to Buy ISA
by HSBCDo you want to know more about HSBC's Help to Buy ISA? Read HSBC Help to Buy ISA reviews on Smart Money People today. We're aiming to be the UK's...
Fraud and Cyber Awareness App
by HSBCFraud and Cyber Awareness App
by HSBCStudent Insurance
by HSBCAt Smart Money People, we collect HSBC student insurance reviews from customers like you. If you're thinking of getting HSBC Student Insurance check out our reviews, or if you're an...
Student Insurance
by HSBCAt Smart Money People, we collect HSBC student insurance reviews from customers like you. If you're thinking of getting HSBC Student Insurance check out our reviews, or if you're an...
Car Insurance
by HSBCHSBC car insurance reviews on Smart Money People come from drivers like you! You can read these honest HSBC car insurnance reviews to help you decide which car insurance provider...
Car Insurance
by HSBCHSBC car insurance reviews on Smart Money People come from drivers like you! You can read these honest HSBC car insurnance reviews to help you decide which car insurance provider...
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