The prize draw (the “Prize Draw”) is open to UK residents aged 18 and over.
Employees of Smart Money People or their family members, or anyone else connected with the Prize
Draw may not enter the Prize Draw.
Entrants into the Prize Draw shall be deemed to have accepted these Terms and Conditions.
To enter the Prize Draw you must submit a vote for the Insurance Choice Awards between
18/07/2022 and 17/10/2022. Entries received after this time will not be eligible. No purchase is
You may submit more than one vote, but each vote must be for a different product and/or brand.
Each eligible vote will qualify for an entry into the Prize Draw.
If you have any questions about how to enter or in connection with the Prize Draw, please e-mail
us at [email protected]
There is one £1,000 cash prize on offer. The Prize Draw winner will be chosen from a random draw
of entries received in accordance with these Terms and Conditions. The draw will take place on
The winner will be notified by email (using the details provided at entry) on or before
14/11/2022. If a winner does not respond to Smart Money People within 14 days of being
contacted, then the winner’s prize will be forfeited, and Smart Money People shall be entitled
to select another winner in accordance with the process described above (and that winner will
have to respond to notification of their win within 14 days or else they will also forfeit their
prize). If a winner rejects their prize or the entry is invalid, or in breach of these Terms and
Conditions, the winner’s prize will be forfeited, and Smart Money People shall be entitled to
select another winner.
The cash prize will be transferred to the winners’ bank account by Smart Money People within 14
days of the winner providing valid bank account details.
The name of the winner will be available six weeks after the closing date and can be obtained by
sending an SAE to Smart Money People Limited, Ebbisham House, 30 Church Street, Epsom, KT17 4NL.
Unless otherwise stated, the promoter is Smart Money People Limited, Ebbisham House, 30 Church
Street, Epsom, KT17 4NL.
Smart Money People reserves the right to amend or discontinue the Prize Draw at any time with or
without prior notice due to reasons outside its control. The decision of Smart Money People in
all matters under its control is final and binding, and no correspondence will be entered into.
The Prize Draw will be governed by English law and entrants to the Prize Draw submit to the
exclusive jurisdiction of the English courts.