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Insure4Boats: Boat insurance reviews

4.83
Based on 3,829 reviews, last reviewed 4th Sep 2026
10400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick, efficient, necessary changes easy to apply Quick, efficient, necessary changes easy to apply Reviewed on: 4th September 2026
Peter A's avatar
Peter A

Latest lowest rating:

1

Sadly this insurer does not pay for valid claims. Sadly this insurer does not pay for valid claims. Best to avoid Reviewed on: 17th July 2026
Stephen K's avatar
Stephen K

About this product

Insure4Boats provide specialist boat insurance for a range of vessels.

You can get a no-claims discount, public liability protection and a marina mooring discount. Insure4Boats policies cover against theft, loss and damage. Policies are flexible, so you can choose from optional extras, such as European cover.

Insure4Boats reviews help you find out what it’s really like to be a customer. If you’ve used Insure4Boats before, you can also leave a review and share your experience.

Review Insure4Boats: Boat insurance now

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Insure4Boats Boat insurance reviews (3829)

Met my specific needs

5
I had specialised insurance need and when others turned me away, insure4boats could help. Have used them ever since and recommended them Reviewed on: 12th July 2024

Always willing to help.

5
Always willing to help. Good communications with their customers. Excelent value for money. They know their business. Reviewed on: 12th July 2024

Quick and simple.

5
Very clear online forms. Simple to fill in. Reviewed on: 12th July 2024

Simple and easy to set up, good on price, easy to co...

5
Simple and easy to set up, good on price, easy to contact Reviewed on: 12th July 2024

Very easy to insure my boat.

5
Very easy to insure my boat. It took no time to do. Reviewed on: 12th July 2024

I would thoroughly recommend Insure4Boats

5
I have had no issues and would thoroughly recommend Insure4Boats. When I have spoken to a representative, the service was excellent. Reviewed on: 12th July 2024

EASY AND CHEAP GREAT CUSTOMER SERVICE RECOMMEND TO A...

5
EASY AND CHEAP GREAT CUSTOMER SERVICE RECOMMEND TO ALL BOAT OWNERS Reviewed on: 12th July 2024

Good service , got a payment for recommending friend.

5
Good service , got a payment for recommending friend. Reviewed on: 12th July 2024

Very good insurance company and will be recommending

5
Very good insurance company and will be recommending Reviewed on: 12th July 2024

Bad Things Are Worth Sharing

1
Have had for 2 years. Had to submit a claim for my 80+ year old mother and have been waiting since November to get boat fixed. Insure4Boats is trading name under Ripe insurers. MAC Claims does the claims procedure and they put it through the underwriters Travelers. No one helps you in Insure4Boats/Ripe so you are left to do everything with claim. You would need to be a psychic to provided answers to buckets of questions after you submit the claim. Then it sits with Travelers who have a backlog so no estimated date or what is the major issue. Meanwhile the boat is awaiting repair and out of use for past four months. They have been sending emails about would recommend to friends as "Good things are worth sharing". I can't do that, so sharing otherwise. Reviewed on: 22nd March 2024

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