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insure4music: Musical instrument insurance reviews

4.80
Based on 2,108 reviews, last reviewed 23rd Jul 2026
4000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

WOW AMAZING fantastic service communication and f... “WOW AMAZING “ fantastic service communication and friendly people all wanting to help you get set up and started in the right place Reviewed on: 23rd July 2026
Mel's avatar
Mel

Latest lowest rating:

2

The admin fees are more than the premium, effectivel... The admin fees are more than the premium, effectively doubling the cost of insuring a saxaphone. Reviewed on: 20th August 2025
KC's avatar
KC

About this product

Insure4Music provide music insurance policies for musicians and DJs.

You can insure all your instruments and equipment with one policy and spread the cost with monthly payments. In the event of a claim, instruments are replaced on a new for old basis or at market value.

Insure4Music reviews help you find out what it’s really like to be a customer. If you’ve used Insure4Music before, you can also leave a review and share your experience.

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insure4music Musical instrument insurance reviews (2108)

Best insurers!

5
Always easy to get on the phone and always very reasonable compared to others. Reviewed on: 6th August 2024

Music insurance

4
I purchased this music insurance and found it to be a solid choice. The pricing was reasonable, fitting well within my budget. Setting up the policy was fairly straightforward, with clear instructions that made the process manageable. While there could be some improvements in the application process, overall, it was user-friendly. I felt assured that I would be covered if anything went wrong, which provided a decent level of peace of mind. The coverage options were good, addressing key concerns like instrument damage and theft, though there is some room for more comprehensive protection. All in all, it was a dependable option, balancing cost and coverage effectively. Reviewed on: 6th August 2024

It’s straight forward and does what it says on the tin.

5
It’s straight forward and does what it says on the tin. It’s also relatively inexpensive and is simple to apply. Reviewed on: 6th August 2024

Been with them for years and it's easy to make chang...

5
Been with them for years and it's easy to make changes to policy and renew with a competitive rate Reviewed on: 6th August 2024

Amazing team of people and amazing support.

5
Amazing team of people and amazing support. Being under 18 has made it incredibly hard to find insurance and insure4music have not only insured my but helped me with any questions I have regarding what my policy allows. It amazes me that I can phone them and 10 minutes later my question is answered or any updates and changes to my policy are amended. The team are super friendly and understanding which has made my experience better. If they don't have an answer straight away they go straight to someone who has the answer or a manager and get the answer there and then from then. This kind of support makes them exceptional to use! Reviewed on: 6th August 2024

Very easy to set up and the most competitive price.

5
Very easy to set up and the most competitive price. Wouldn't hesitate to recommend Reviewed on: 6th August 2024

best value for money

5
I genuinely didn’t really give insuring my instruments much of a thought. Once it was pointed out to me that replacing such valuable and personal items as my guitars would be a difficult thing, it became clear to me that I had to insure the instruments I hold so preciously. It very quickly became clear that insure4music not only have the most attractive prices, but also provide me with value for my money and as such I have been insured with them for 5 years now. I wouldn’t dream of switching provider when I know I have a friendly advisor at the other end of an email or a phonecall whenever I need it. Reviewed on: 6th August 2024

Peace of mind for a price everyone can afford.

5
Very easy to get cover for a very reasonable premium, which it makes a no-brainer for every band to get public liability insurance. A really positive thing for amateur and professional musicians all over the country. Reviewed on: 6th August 2024

Fantastic service with great coverage.

5
Fantastic service with great coverage. Polite and friendly staff. Reviewed on: 6th August 2024

Good, quick service.

4
I was able to get my musical instrument insurance sorted very quickly, which was very good. It was easier to sort out than other websites. I would recommend this service to others. Reviewed on: 6th August 2024

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